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Applicable Rules Issued by the SROs Prior to 23 September 2019


On 23 September 2019, the IA took over the regulation of insurance intermediaries from the Self-Regulatory Organizations ("SROs") as well as any other cases of alleged contravention that occurred before 23 September 2019 will be handled by the IA by reference to the applicable rules that would have applied to the case had it been handled by the SRO concerned. 

Pursuant to section 125 of Part 9 of Schedule 11 to the Insurance Ordinance, the IA published the applicable rules in the Gazette on 23 August 2019 (please click here for details) and below makes the content of the applicable rules available to any person for inspection free of charge.


List of Applicable Rules

Applicable Rules Issued by the SROs
(as of 22 September 2019)

The Hong Kong Federation of Insurers


Applicable Rules Version Effective Date Chinese Version
(Y/N)
In-force up to
22 September 2019
(Y/N)

Code of Practice for Administration of Insurance Agents – Handbook for Agents
保險代理管理守則 – 保險代理手冊

1

1 January 1993

Y

N

Code of Practice for Administration of Insurance Agents (First Edition)
保險代理管理守則 (初版)

1

1 January 1993

Y

N

Code of Practice for the Administration of Insurance Agents (Second Edition)
保險代理管理守則 (第2版)

2

1 June 1995

Y

N

The Code of Practice for the Administration of Insurance Agents (Third Edition)
保險代理管理守則 (第3版)

3

1 January 1998

Y

N

The Code of Practice for the Administration of Insurance Agents (Fourth Edition)
保險代理管理守則 (第4版)

4

1 January 2000

Y

N

The Code of Practice for the Administration of Insurance Agents (Fifth Edition)
保險代理管理守則 (第5版)

5

1 January 2002

Y

N

The Code of Practice for the Administration of Insurance Agents (Sixth Edition)
保險代理管理守則 (第6版)

6

1 June 2004

Y

N

The Code of Practice for the Administration of Insurance Agents (Seventh Edition)
保險代理管理守則 (第7版)

7

1 March 2010

Y

N

The Code of Practice for the Administration of Insurance Agents (Seventh Edition) (with special addendums and housekeeping amendments)
保險代理管理守則 (第7版) (特別增補及更新資料的修訂)

8

28 May 2018

Y

Y

Code of Practice for Life Insurance Replacement 
壽險轉保守則

1

1 December 1994

Y

N

2

1 October 2002

Y

N

3

1 January 2005

Y

N

4

1 May 2006

Y

N

5

1 October 2008

Y

N

6

1 February 2010

Y

Y

Cooling-off Period Initiative
冷靜期

1

1 July 1996

N

N

Cooling-off Period
冷靜期

2

1 January 2003

Y

N

3

1 February 2010

Y

Y

Initiative on Needs Analysis
客戶所需保險分析

1

1 January 2002

Y

N

2

1 May 2006

Y

N

3

1 February 2007

Y

N

Initiative on Financial Needs Analysis
財務需要分析

4

1 January 2015

N

N

5

1 January 2016

N

N

6

1 June 2018

N

Y

Questions and Answers on Initiative on Financial Needs Analysis
財務需要分析常見問題

1

1 January 2016

N

N

2

29 January 2016

N

N

3

12 December 2016

N

Y

New Requirements Relating to the Sale of ILAS Products
銷售投資相連壽險計劃新規定

1

16 October 2009 (Post-sale controls: 31 December 2009)

N

N

Updated Requirements Relating to the Sale of ILAS Products following the Introduction of the SFC Handbook for Unit Trusts and Mutual Funds, Investment-Linked Assurance Schemes and Unlisted Structured Investment Products (“SFC Handbook”)
銷售投資相連壽險計劃的最新規定──對證券及期貨事務監察委員會發出有關單位信託及互惠基金、投資相連壽險計劃及非上市結構性投資產品手冊的相應修訂

2

24 June 2011

N

N

Updated Requirements Relating to the Sale of Investment Linked Assurance Scheme (“ILAS”) to Enhance Customer Protection
投資相連壽險計劃 -加強保障客戶權益的最新規定

3

30 June 2013

N

N

4

1 January 2015
(Financial Needs Analysis: 1 March 2015)

N

N

5

1 January 2016

N

Y

Questions you need to ask before taking out an ILAS product
購買投資相連壽險問多點知多點

1

1 February 2011

Y

N

2

14 October 2011

Y

N

3

1 June 2013

Y

Y

Code of Practice on Person-to-Person Marketing Calls
電話直銷守則

1

1 April 2011

N

Y

Guidance Note on Gifts
饋贈指引

1

9 May 2011

N

Y

Guidance Note on Gifts, Promotions and Incentives for Class A and Class C Products
長期業務類別A及 類別C──饋贈、推廣及誘因指引

1

1 January 2012

N

N

2

1 January 2014

N

Y

Insurance Agents Registration Board


 
Applicable Rules Version Effective Date Chinese Version
(Y/N) 
 In-force up to 
22 September 2019
(Y/N)

GN1 Guidelines on the Definition of “Insurance Agent” under the Insurance Companies Ordinance (Cap.41) (“the Ordinance”)
指引1《保險公司條例(第41章)》之「保險代理」定義指引

1

9 August 1995

N

N

GN2 Guidelines on the Transitional Arrangement
指引2過度安排指引

1

24 August 1995

N

N

GN3 Guidelines on the Training Course of Insurance Agents
指引3保險代理培訓課程指引

1

1 May 1996

N

N

GN4 Guidelines on Misconduct
指引4 違規行為指引

1

1 September 1998

N

N

2

17 May 1999

N

N

3

1 January 2000

Y

N

4

1 June 2004

Y

Y

GN5 Guidelines on Handling of Premiums
指引5 代理人應如何處理客戶保費指引

1

1 June 1999

N

N

2

1 November 1999

Y

N

3

1 January 2000

Y

N

4

1 June 2004

Y

Y

GN6 Guidelines on the Effective Date of Registration of Insurance Agents, Responsible Officers and Technical Representatives
指引6 保險代理、負責人及業務代表的登記生效日期指引

1

1 August 2000

Y

N

2

 1 June 2004

Y

Y

GN7 Guidance Note on Compliance with the Requirements of the Continuing Professional Development (CPD) Programme
指引7 符合持續專業培訓計劃要求指引

1

30 November 2004

Y

N

2

13 June 2005

Y

N

3

1 March 2010

Y

Y

GN8 Guidance Note on Compliance with the Requirements of the Continuing Professional Development (CPD) Programme for the Transitional Period
指引8 適用於過渡期之符合持續專業培訓計劃要求指引

1

30 November 2004

Y

N

2

13 June 2005

Y

N

GN9 Guidance Note on Restricted Scope Travel Business
指引9 受限制的旅遊保險業務指引

1

25 January 2008

Y

N

2

1 March 2010

Y

Y

GN10 Guidance Note on Compliance with the Requirements of the Continuing Professional Development (CPD) Programme for Registered Persons who are Registered as Engaging in Restricted Scope Travel Business (RSTB) only
指引10 符合持續專業培訓計劃要求指引 – 適用於只登記從事受限制的旅遊保險業務的登記人士

1

16 June 2009

Y

Y

GN11 Guidance Note Applicable to Registered Persons Wishing to Engage/Continue to Engage in Investment-linked Long Term (ILLT) Insurance Business on or after 1 March 2010
指引11 適用於在2010年3月1日或以後欲從事/繼續從事投資相連長期保險(投資相連)業務的登記人士的指引

1

1 March 2010

Y

Y

Guidelines on Disciplinary Actions
紀律行動指引

1

24 February 2010

Y

N

2

1 July 2015

Y

Y

Circular: Recognized education proof
通告: 獲認可的學歷證明

1

25 January 2000

Y

N

Circular: Recognized education proof (Update)
通告: 獲認可的學歷證明 (更新)

2

1 March 2018

Y

Y

Circular: Enhanced Vetting Requirements for Registration
通告: 加強登記的審核要求

1

1 May 2017

Y

Y

Circular: Enhanced Vetting Requirements for Registration –
Renewal application of applicants using Mainland certificates in first registration – Application for extension of registration if encountering difficulties in obtaining verification result
通告: 加強登記的審核要求—首次登記時使用內地證書的申請人的續期登記申請—針對獲取認證結果有困難的延期登記申請

1

23 June 2017

Y

Y

Circular: Names used by Registered Persons
通告:登記人士用的姓名

1

26 February 2003

Y

Y

Circular: Insurance Agent engaging in illegal Cross-border Selling Activities
通告:越境非法開展保險代理業務

1

19 August 2003

Y
(only Chinese version is available)

N

Circular: Continuing Professional Development (CPD) Programme – Revised Administrative Procedures
通告:持續專業培訓計劃的修訂行政事宜

1

13 June 2005

Y

N

Circular: Continuing Professional Development (CPD) Programme – Actions to be taken against Registered Persons who have failed to comply with the CPD requirements
通告:持續專業培訓計劃—對未能符合培訓計劃要求的登記人士採取的行動

1

4 November 2005

N

N

Circular: Continuing Professional Development (“CPD”) Programme
通告:持續專業培訓計劃

1

31 July 2017

N

Y

Circular: Continuing Professional Development (CPD) Programme
通告:持續專業培訓計劃

1

15 March 2005

Y

N

Circular: Continuing Professional Development (CPD) Programme
通告:持續專業培訓計劃

1

14 November 2005

N

N

Circular: Issuance of addenda to the Code of Practice for the Administration of Insurance Agents
通告:保險代理管理守則新增條款

1

20 January 2006

Y

N

Circular: Issuance of addenda to the Code of Practice for the Administration of Insurance Agents
通告:保險代理管理守則增補

2

15 May 2006

Y

N

Circular: Addendum to the Code of Practice for the Administration of Insurance Agents - delegation of power
通告:保險代理管理守則增補 - 轉授權力

3

1 April 2008

Y

N

Circular: Reporting of Continuing Professional Development (CPD) Compliance
通告:持續專業培訓合規匯報

1

25 July 2006

N

N

Circular: Application for exemption from / extension of the deadline for complying with CPD requirements
通告:有關豁免/延遲符合持續專業培訓計劃要求的申請

1

13 October 2006

N

Y

Circular: Reporting of Continuing Professional Development (CPD) Compliance
通告:持續專業培訓合規匯報

1

4 July 2007

N

N

Circular: Continuing Professional Development (“CPD”) Programme
通告:持續專業培訓(培訓)計劃的行政事宜

1

26 November 2007

Y

N

Circular: Continuing Professional Development (“CPD”) Programme - Implementation date for Travel Insurance Agents
通告:持續專業培訓(「培訓」)計劃 - 旅遊保險代理的實施日期

1

1 August 2008

Y

Y

Circular: Reminder to Insurance Agents on Policy Replacement
通告:提醒保險代理有關處理轉保的事宜

1

18 September 2008

Y

Y

Circular: Global Financial Crisis
通告:全球金融危機

1

10 November 2008

Y

Y

Circular: ILAS - related complaints
通告:有關投資相連壽險計劃的投訴

1

2 November 2009

Y

Y

Circular: Wishing to Engage/Continue to Engage in Investment-linked Long Term (ILLT) Insurance Business on or after 1 March 2012
通告:於2012年3月1日或以後欲從事/繼續從事投資相連長期保險業的登記人士

1

26 October 2011

Y

N

Circular: Updated Continuing Professional Development ("CPD") Information Sheet
通告:保險中介人素質保證計劃持續專業培訓計劃

1

26 June 2014

Y

N

Circular: Updated Continuing Professional Development (“CPD”) Information Sheet
通告:保險中介人素質保證計畫 - 持續專業培訓計畫

2

3 December 2014

Y

Y

Circular: Continuing Professional Development ("CPD") Compliance
通告:符合持續專業培訓計劃(「培訓計劃」)

1

14 May 2015

Y

Y

Circular: Reminder – 2018 CPD Assessment
通告:提示 – 2018年持續專業培訓評估

1

29 May 2018

N

Y

Circular: Continuing Professional Development (CPD) Programme –Administrative Procedures
通告:持續專業培訓計劃的行政事宜

1

24 January 2003

Y

N

Circular: Continuing Professional Development (CPD) Programme –Administrative Procedures
通告:持續專業培訓(培訓)計劃的行政事宜

1

30 November 2004

Y

N

 

The Hong Kong Confederation of Insurance Brokers


Applicable Rules Version Effective Date Chinese Version
(Y/N) 
 In-force up to 
22 September 2019
(Y/N)

Memorandum & Articles of Association
聯會組織大綱及細則

1

11 February 1993

N

N

2

10 December 1996

N

N

3

20 February 2006

N

N

4

10 August 2010

N

N

5

21 November 2013

N

Y

Membership Regulations, Code of Conduct, Accepted Insurance Person
會員規則, 專業守則, 認可保險人之定義

1

11 February 1993

Y

N

Membership Regulations and Code of Conduct
會員規則及專業守則

2

14 December 1993

Y

N

3

26 October 1995

Y

N

4

10 December 1996

Y

N

5

10 October 2006

Y

N

6

10 August 2010

Y

N

7

15 April 2013

Y

N

8

15 January 2013

Y

N

9

11 June 2013

Y

Y
(Code of Conduct only)

Membership Regulations
會員規則

10

8 April 2014

Y

N

11

15 July 2015

Y

Y

IIQAS CPD Programme Administrative Framework
保險中介人持續專業培訓計劃行政綱要

1

17 September 2003

N

N

2

10 March 2005

N

N

3

10 July 2006

Y

Y

Regulations for Insurance Brokers Engaged in Advising on Linked Long Term Insurance or Arranging or Negotiating Policies of Linked Long Term Insurance
保險經紀就投資相連長期壽險提供意見或洽談或安排投資相連長期壽險合約的規則

1

1 November 2011

Y

Y

Penalty Guidelines
罰則指引

1

23 January 2014

N

Y

Guidance Note on Annual Certification for Adequate Professional Indemnity Insurance
專業彌償保險年度申報指引

1

7 March 2007

N

N

2

10 June 2009

N

Y

Guidance Note on Registering Alternate Chief Executive
暫任行政總裁註冊指引

1

23 April 2007

N

Y

Guidance Note on Proper Delivery of Long Term Insurance Policy
送遞長期保險保單指引

1

23 April 2007

N

N

2

29 January 2010

N

Y

Guidance Note on Conducting Needs Analysis for Long Term Insurance Business (Including Linked Long Term Insurance)
對長期保險業務進行「 認識你的客戶」的程序指引

1

22 June 2007

N

N

Guidance Note on Conducting “Know Your Client” Procedures for Long Term Insurance Business (Including Linked Long Term Insurance)
對長期保險業務進行「 認識你的客戶」的程序指引

2

1 June 2014

N

N

3

1 January 2015

N

N

Guidance Note on Conducting “Know Your Client” Procedures for Long Term Insurance Business
對長期保險業務進行「 認識你的客戶」的程序指引

4

1 January 2016

N

Y

Guidance Note on Annual Certification by Members Being Engaged in Long Term Insurance Business for Compliance with IA's Guidance Note on Prevention of Money Laundering and Terrorist Financing
從事長期保險業務之會員遵從保監局之「打擊洗錢及恐怖分子資金籌集指引」的年度申報指引

1

22 June 2007

N

N

Guidance Note on Annual Certification by Members Being Engaged in Long Term Insurance Business for Compliance with IA’s Guideline on Anti-Money Laundering and Counter-Terrorist Financing
從事長期保險業務之會員遵從保監局之「打擊洗錢及恐怖分子資金籌集指引」的年度申報指引

2

15 March 2012

N

N

3

23 January 2014

N

Y

Guidance Note on Documentary Proof of Educational Attainment for Registration's Purpose
註冊申請之學歷證明指引

1

15 October 2007

N

N

2

15 March 2012

N

Y

Guidance Note on the Administrative Framework in relation to and arising from the enhanced IIQE Paper for Investment-linked Long Term Insurance
關於保險中介人資格考試中的提升版投資相連長期保險考試中的行政綱要事宜指引

1

8 December 2009

N

Y

Guidance Note on Dealing with Referral Business
處理轉介業務指引

1

7 May 2010

N

Y

Guidance Note on Client Agreement for Linked Long Term Insurance Business
投資相連長期壽險之客戶協議指引

1

22 July 2011

N

Y

Guidance Note on Address Proof for Registration's Purpose
註冊申請之住址證明指引

1

15 March 2012

N

Y

Guidance Note on Keeping of Separate
 Client Monies
分開客戶款項指引

1

16 August 2013

N

N

2

12 May 2015

N

Y

Guidance Note on Product Recommendation for Long Term Insurance Business (Including Linked Long Term Insurance)
就長期保險業務推薦產品指引

1

1 January 2015

N

N

Guidance Note on Product Recommendation for Long Term Insurance Business
就長期保險業務推薦產品指引

2

1 January 2016

N

Y

Guidance Note on Using Business Names or Brand or Trade Names
使用商業名稱或品牌或商用名稱指引

1

17 September 2015

N

Y

Circular - Registration: Enhanced Verification of Academic Certificates issued by Mainland Education Institutes
會員通告 - 對內地教育機構簽發的學歷證書的加強核證

1

27 March 2017

N

Y

Circular - Restriction on Procurement of Foreign Insurers' Insurance Products by Japanese Residents
會員通告 - 日本國民購買海外保險公司產品的限制

1

10 November 2017

N

Y

 

Professional Insurance Brokers Association


Applicable Rules Version Effective Date Chinese Version
(Y/N) 
 In-force up to 
22 September 2019
(Y/N)

Memorandum and Articles of Association
組織大綱及細則

1

29 January 1988

N

N

2

27 October 1994

N

N

3

27 February 1997

N

N

4

25 February 2002

N

N

5

20 July 2004

N

N

6

3 February 2005

N

N

7

8 October 2014

N

Y

Membership Regulations
會員規則

1

29 January 1988

N

N

2

27 October 1994

N

N

3

27 February 1997

N

N

4

1 October 2003

N

N

5

15 April 2013

N

N

6

1 February 2015

N

Y

PIBA Membership Withdrawal Conditions and Requirements
申請退會須知

1

1 August 2004

N

N

2

1 October 2005

N

N

3

1 June 2006

N

Y

Guideline on Insurance Intermediaries Quality Assurance Scheme (“IIQAS”) Continuing Professional Development (“CPD”) Programme
保險中介人素質保證計劃之持續專業培訓計劃指引

1

5 October 2007

N

N

2

22 October 2012

N

N

3

11 April 2014

N

N

4

12 December 2014

N

N

5

22 March 2016

N

Y

Annual Certification for Compliance with the Guidance Note on Prevention of Money Laundering and Terrorist Financing
《打擊洗錢及恐怖分子資金籌集指引》之周年合規報表

1

7 November 2007

N

N

Annual Compliance Certification – Guideline on Anti-Money Laundering and Counter-Terrorist Financing (AML) published under S7 of the AMLO and S4A of ICO
《打擊洗錢及恐怖分子資金籌集指引》之周年合規報表

2

4 April 2014

N

N

Annual Compliance Certification – Guideline on Anti-Money Laundering and Counter-Terrorist Financing (AML) published under S7 of the AMLO and S133 of IO
《打擊洗錢及恐怖分子資金籌集指引》之周年合規報表

3

2 May 2018

N

N

Annual Compliance Certification – Guideline on Anti-Money Laundering and Counter-Terrorist Financing (November 2018 version) issued under S7 of the AMLO and S133 of IO
《打擊洗錢及恐怖分子資金籌集指引》之周年合規報表

4

2 May 2019

N

Y

Guidelines on Alternate Chief Executive Registration
署任行政總裁之申請指引

1

2 October 2008

N

Y

Code of Conduct for Insurance Brokers Conducting Investment Linked Business
保險經紀從事投資相連壽險計劃之專業守則

1

1 April 2011

N

N

2

1 March 2014

N

Y

Guidance Note on Conducting Investment Linked Business
從事投資相連壽險計劃業務指引

1

1 January 2015

N

Y

Penalty Guidelines
紀律行動指引

1

1 January 2014

N

Y

Circular letter: Imprinting Registration Number on Name Cards
通函:商務名片須顯示登記號碼

1

1 July 2002

N

Y

Circular letter: Guidelines on name card and stationery
通函:印製商務名片及文具指引

1

20 June 2005

N

Y

Circular letter: Insurance Intermediaries Quality Assurance Scheme (IIQAS) - Professional Upgrade of Investment-linked Long Term Insurance Examination
通函:保險中介人素質保證計劃之投資相連長期保險考試之專業提升過渡安排

1

31 December 2009

N

 Y

Circular letter: Non-disclosure of (1) disciplinary / bankruptcy records (2) criminal records
通函:有關隱瞞 (1) 紀律處分/破產紀錄 (2) 犯罪紀錄事宜

1

1 March 2012

N

Y

Circular letter: Using Erasable Ink Pen
通函:使用擦擦隱形筆

1

28 March 2012

N

Y

Circular letter: Cross-Border (People's of Republic of China (PRC)) Selling
通函:跨境銷售

1

12 September 2012

N

Y

Circular letter: Dual Registration of Chief Executive (“CE”) and Technical Representative (“TR”)
通函:行政總裁及業務代表之雙重登記新要求

1

7 April 2014

N

Y

Circular letter: Dual Registration of Chief Executive (“CE”)
通函:行政總裁之雙重登記新要求

2

1 February 2016

N

Y

Circular letter: Deductible greater than Net Assets Value (“DGNAV”) under the Professional Indemnity Insurance (“PII”) Policy
通函:專業彌償保單下的自付額需高於淨資產

1

29 September 2015

N

Y

Circular letter: PIBA Financial Needs Analysis (“FNA”) Form for both Class A and C Products pursuant to “Initiative on FNA” issued by the Hong Kong Federation of Insurers (“HKFI”)
通函:PIBA財務需要分析表格

1

5 January 2016

N

Y

Circular letter: Verification of Academic Certificates Issued by Mainland Education Institutes
通函:由內地教育機構頒發的學歷證書驗證事宜

1

1 March 2017

N

Y

Circular letter: Verification of Academic Certificates Issued by Mainland Education Institutes [For (I) New Applicants, and (II) Current Registrants]
通函:由內地教育機構頒發的學歷證書驗證事宜 [適用於(一)新申請人,及(二)已登記人士]

1

31 March 2017

Y

Y

Circular letter: Restriction on Procurement of Foreign Insurers’ Insurance Products by Japanese Residents
通函:為日本國人安排日本國外長期保險產品須知

1

27 October 2017

N

Y

Circular letter: Employees’ Compensation Insurance Standardized Practice
通函:統一僱員補償保險作業模式

1

1 January 2019

Y

Y

Circular letter: Implementation of “Remuneration Disclosure” effected from 15 April 2013
通函:「披露條款」於2013年4月15日起實施

1

15 April 2013

N

Y

Circular letter: Serious Malpractice in Investment Linked Products
通函:投資相連產品之不法銷售行為

1

27 May 2011

Y

Y