... DISRUPTION OCCUR THREE TIMES IN THE PAST 20 YEARS WAVE I CIRCA 1995 “Reengineered” WAVE II CIRCA 2000 “Getting Internet” WAVE III CIRCA 2007 “Becoming Guidewired” WAVE IV CIRCA 2015 “Going Digital” THE INSURANCE INDUSTRY NO LONGER OWNS THE NARRATIVE, AND WE ARE BEING INFLUENCED BY A FIREHOSE OF OUTSIDE...

... writing of the termination. iv) A licensed insurance agency must notify the IA within 14 days of terminating the appointment of its RO. v) A licensed insurance agency must notify the IA of changes to its partners, directors or controllers within 1 month of the change. Although these reporting requirements...

... involved. Accordingly, we have added the words “such as” to the revised Guideline. The intention is to clarify that this is an example of remedial steps to be considered only where applicable. [Guideline paragraph 3.5(b)(iv).] 29. One respondent submitted that it is uncertain how the IA will determine the...

... involved. Accordingly, we have added the words “such as” to the revised Guideline. The intention is to clarify that this is an example of remedial steps to be considered only where applicable. [Guideline paragraph 3.5(b)(iv).] 29. One respondent submitted that it is uncertain how the IA will determine the...

... wife or husband or minor child (including a step-child) of that person; (ii) any body corporate of which that person is a director; (iii) any person who is an employee or partner of that person; (iv) if that person is a body corporate: (aa) any director (other than an independent non- executive...