... in the Basic Plan Illustration in Section 3 are set out below. The current scale of charges, unless otherwise specified, is not guaranteed and is subject to the company’s sole discretion to change with prior written notice to policyholders # months before effective (note: the # cannot be less than 1...

... Commissioner of Insurance. ii TABLE OF CONTENTS Chapter Page 1. RISK AND INSURANCE 1/1 1.1 Concept of Risk 1/1 1.1.1 Meaning of Risk 1.1.2 Classification of Risk 1.1.3 Risk Management 1.2 Functions and Benefits of Insurance 1/4 2. LEGAL PRINCIPLES 2/1 2.1 The Law of Contract 2/1 2.1.1 Definition 2.1.2 Types of...

... their appointing principals. 1) Direct submission of CPD Declarations by Individual Licensees to the IA via IIC In ANNEX 1 to this circular, we have set out detailed procedures for an individual licensee to report his/her CPD Declaration directly to the IA via his/her IIC individual account. If an...

... insurance intermediaries carrying on regulated activities in respect of medical insurance business. This Update serves to set out the textual updates to the Study Notes for the General Insurance Examination (2018 Edition) to reflect the aforesaid development. 1. The following item is added to the Table of...

... the Temporary Facilitative Measures (“TFM”) Further to our circulars in the same series1, Phase 2 of the TFM will be extended by another six months to 30 September 2022 to obviate the need to conduct face-to-face (“F2F”) meetings. The scope of products covered (“in-scope TFM products”) and the...

... requirements on the conduct of claims handling When handling and settling claims under insurance policies, insurers must abide by the following principles and standards set out in Guidelines issued by the IA: 1) Handling claims fairly and promptly – When dealing with...

... Intelligence Unit (“JFIU”) • Set up in 1989 at Police HQs • Jointly operated by HKPF and C&E attached to NB • Not an Investigative Unit • Not a Reporting Centre • A member of FATF; APG & Egmont Gp.香 港警 察擁 有這 份資 料的 版權 Joint Financial Intelligence Unit Overview of JFIU Joint Financial Intelligence Unit (“JFIU...

... Intelligence Unit (“JFIU”) • Set up in 1989 at Police HQs • Jointly operated by HKPF and C&E attached to NB • Not an Investigative Unit • Not a Reporting Centre • A member of FATF; APG & Egmont Gp.香 港警 察擁 有這 份資 料的 版權 Joint Financial Intelligence Unit Overview of JFIU Joint Financial Intelligence Unit (“JFIU...

... Intelligence Unit (“JFIU”) • Set up in 1989 at Police HQs • Jointly operated by HKPF and C&E attached to NB • Not an Investigative Unit • Not a Reporting Centre • A member of FATF; APG & Egmont Gp.香 港警 察擁 有這 份資 料的 版權 Joint Financial Intelligence Unit Overview of JFIU Joint Financial Intelligence Unit (“JFIU...