... relating to such benefit illustration documents. Authorized insurers are required to provide these records to the IA as soon as is practicable upon request. 11. Commencement 11.1 This Guideline shall take effect from 23 September 2019 (“Effective Date”). 10 12. Transitional Provision 12.1 The IA recognizes...

... risks, as well as the effect of risk diversification during the QIS. o We note the industry’s concern about the inclusion of operational risk under Pillar 1. Question 7 provides further details on operational risk. 24 Question 7 Do you agree that we should adopt a simple approach in defining capital...