... insured property. The sum insured for life insurance should be su�cient to maintain your living standard or cover your financial burdens such as support those of your loved ones for a certain period of time. 5 6 8 7 Tips on buying insurance Replace a policy Policy values Read details Decide on the amount...

... fulfillment ratio of similar products offered by the same insurer. To learn more about the types and caculation of fulfillment ratio, visit the Fulfillment Ratio webapge on this website. 5. Pay attention to the surrender value The QDAP is a long-term insurance product....

... insured property. The sum insured for life insurance should be su�cient to maintain your living standard or cover your financial burdens such as support those of your loved ones for a certain period of time. 5 6 8 7 Tips on buying insurance Replace a policy Policy values Read details Decide on the amount...

... long way to attend this meeting shows a collective recognition of AFIR’s role in helping us reflect on our regulatory frameworks to address new risks, fill supervisory gaps and seize new opportunities. 5 I sincerely hope the meeting today and tomorrow will live up to your expectations and reinforce the...

... principles of reasonableness and appropriateness in regulating the conduct of both agents and brokers. 5 We hope the participation of the industry in formulating the regulatory requirements for insurance intermediaries would create a strong sense of ownership and commitment on the part of industry...

... any bodies of insurance brokers?  Yes  No If yes, give full particulars: 5 G. Does the relevant person hold any business licence(s), such as investment advisor/dealer/exempt dealer, money lender etc.?   Yes  No If yes, give full particulars: H. Has any application of the relevant person for...

... Systems and Senior Management Oversight 5 Product/service risk – what are the characteristics of the products and services offered and the associated ML/TF risks Delivery/distribution channel risk – whether they are direct sales, through intermediaries, or non- face-to-face channels AML/CFT Systems and...

... File Name (4) Annex Annex on discount rates HKQIS2019 Annex.xlsx (5) Q&A template A template for QIS participants to submit questions which will be responded by the IA throughout the questions and answers (Q&A) process HKQIS2019 Q&A_Template.xlsx QIS Matching Adjustment Package (applicable to insurers...

... Requirements IA circular issued on 5 Aug 2020 Sandbox application for the distribution of long term insurance policies via video conferencing tools. Details of the AML/CFT controls required, including: ML/TF Risk Assessment The corresponding additional measures 10 Key AML/CFT Regulatory Requirements What’s...

... Requirements IA circular issued on 5 Aug 2020 Sandbox application for the distribution of long term insurance policies via video conferencing tools. Details of the AML/CFT controls required, including: ML/TF Risk Assessment The corresponding additional measures 10 Key AML/CFT Regulatory Requirements What’s...