... policy holder within the cooling off period for his/her record keeping (for the terms and conditions in the promotional material are stated to form part of the insurance contract). Q10 Under Paragraph 6.13(b) of GL31, if a licensed insurance broker meets the criteria specified in that paragraph, the...

... policy holder within the cooling off period for his/her record keeping (for the terms and conditions in the promotional material are stated to form part of the insurance contract). Q10 Under Paragraph 6.13(b) of GL31, if a licensed insurance broker meets the criteria specified in that paragraph, the...

... respect of a year of account shall be maintained for a period of 10 years. Withdrawals may be made by the insurer where the claims incurred in any year of account exceeds 35% of the net earned premium income in that year of account for the purpose of meeting those excess liabilities. Any such withdrawals...

... replacement： a) You could be paying the policy set-up cost TWICE – the set-up cost is usually two years premiums or 10% of single premium of the basic life insurance policy replaced/to be replaced (This is for reference only; the Agent/Broker should advise you of the estimated loss for this replacement...

... replacement： a) You could be paying the policy set-up cost TWICE – the set-up cost is usually two years premiums or 10% of single premium of the basic life insurance policy replaced/to be replaced (This is for reference only; the Agent/Broker should advise you of the estimated loss for this replacement...

... incident: Check Box10: Off Check Box11: Off Check Box12: Off Check Box13: Off Check Box14: Off Check Box15: Off Check Box16: Off Check Box17: Off Check Box18: Off List of documents in support of your complaint: Name of insurer/ intermediary/ bodies: Date of complaint: Reference number: Investigation result...