...    4.2.   This Guidance Note does not apply to gifts offered or bonus or  incentive schemes  in  operation before 1  January 2014. Bonus or  incentive schemes  in  force on or after 1  January 2014 must comply with this Guidance Note.    5.   Rationale for the Prohibition on the Use of Gifts     5.1....

... cases depend on the performance of the insurers and may NOT be guaranteed. Guaranteed Cash Values on the policy anniversary dates immediately after age 65 (if one of the policies or all policies mature(s) before age 65, please fill in the Guaranteed Cash Values on the policy anniversary dates of each...

... cases depend on the performance of the insurers and may NOT be guaranteed. Guaranteed Cash Values on the policy anniversary dates immediately after age 65 (if one of the policies or all policies mature(s) before age 65, please fill in the Guaranteed Cash Values on the policy anniversary dates of each...

... in most cases depend on the performance of the insurers and may NOT be guaranteed. Guaranteed Cash Values on the policy anniversary dates immediately after age 65 (if one of the policies or all policies mature(s) before age 65, please fill in the Guaranteed Cash Values on the policy anniversary dates...

... mode only. Note 3: This 2-module E-learning Activity is jointly organized by the Independent Commission Against Corruption (ICAC) and the HKFI. Individual licensees can earn 1 CPD hour after completing both modules as well as obtaining a pass in the end-of-activity assessment for each of the 2 modules....