... Notes may be reproduced for the purposes of selling or making profit without the prior permission of the Insurance Authority. ii TABLE OF CONTENTS Chapter Page 1. INSURANCE PRODUCTS 1/1 1.1 Motor Insurance 1/3 1.1.1 Private Vehicle 1.1.2 Motor Cycle 1.1.3 Commercial Vehicle 1.2 Health Insurance 1/17...

...保險機構違反相同或類似的指明條文。 2.4. 條例第 21(2)(c)(ii)條述明，有關當局可施加的其中一個最高 罰款額，是有關機構所獲取利潤或所避免開支的金額的三 倍。儘管如此，保監局在任何一宗個案中施加的罰款，不一 定會與有關機構所獲取的利潤或所避免的開支掛鈎。 2 2.5. 罰款不應導致有關保險機構陷入財政困難。保監局在考慮這 項因素時，會顧及該機構的規模及財政資源。 2.6. 違規行為愈嚴重，保監局就愈有可能施加罰款，而罰款額也 愈高。保監局在決定違規行為的嚴重程度時，會考慮有關個 案的所有情況及下列因素(但不限於這些因素)。 (a) 違規行為的性質、嚴重程度及影響，包括： (i) 有關...

... INSURANCE AUTHORITY REGISTER OF AUTHORIZED INSURERS PAGE: 1 1/ Long Term Business A C D G H I Life And Annuity Linked Long Term Permanent Health Retirement Scheme Management Category I Retirement Scheme Management Category II Retirement Scheme Management Category III Classes of Business Authorized...

... requirement in paragraph B1. (a) The client agreement between the licensed insurance broker company and its client. (b) For insurance transactions in relation to general business (as defined in the Insurance Ordinance (Cap. 41)): (i) the formal proposal/quotation; (ii) the cover note; (iii) the premium debit...

... requirement in paragraph B1. (a) The client agreement between the licensed insurance broker company and its client. (b) For insurance transactions in relation to general business (as defined in the Insurance Ordinance (Cap. 41)): (i) the formal proposal/quotation; (ii) the cover note; (iii) the premium debit...

... insurance business; or (b) (i) shall refuse the application if subsection (2) or (3) applies; or (ii) may refuse the application on any other ground whether or not the application has been refused on a ground under subparagraph (i).” 3.2. Section 8(2) provides that: “The Authority shall not authorize a...

... insurance business; or (b) (i) shall refuse the application if subsection (2) or (3) applies; or (ii) may refuse the application on any other ground whether or not the application has been refused on a ground under subparagraph (i).” 3.2. Section 8(2) provides that: “The Authority shall not authorize a...

... insurance business; or (b) (i) shall refuse the application if subsection (2) or (3) applies; or (ii) may refuse the application on any other ground whether or not the application has been refused on a ground under subparagraph (i).” 3.2. Section 8(2) provides that: “The Authority shall not authorize a...