..., suggests that this would lie with the 30% of insurance agencies which are already appointed by four insurers. These agencies, however, are only approximately 700 in number, a minority when viewed in the context of the overall agency market (about 70,000 individual agents, 2,300 insurance agencies and 23...

..., suggests that this would lie with the 30% of insurance agencies which are already appointed by four insurers. These agencies, however, are only approximately 700 in number, a minority when viewed in the context of the overall agency market (about 70,000 individual agents, 2,300 insurance agencies and 23...

..., suggests that this would lie with the 30% of insurance agencies which are already appointed by four insurers. These agencies, however, are only approximately 700 in number, a minority when viewed in the context of the overall agency market (about 70,000 individual agents, 2,300 insurance agencies and 23...

..., suggests that this would lie with the 30% of insurance agencies which are already appointed by four insurers. These agencies, however, are only approximately 700 in number, a minority when viewed in the context of the overall agency market (about 70,000 individual agents, 2,300 insurance agencies and 23...

... second year 30% and so on, rising to a maximum of 60% after five claim-free years. With other classes of vehicles, the discount is very likely to be only 10% per year, rising to a maximum of 30%. Some features to note about the no claim discount system are: (i) Originally, the system was known as a No...

... Guideline on Enterprise Risk Management GL21 GUIDELINE ON ENTERPRISE RISK MANAGEMENT Insurance Authority Table of Contents Page 1. Introduction 1 2. Application 3 3. Overview of Enterprise Risk Management (ERM) Framework and General Requirements 4 4. Governance 7 5. Risk Appetite Statement 12 6. Em...

... Guideline on Enterprise Risk Management GL21 GUIDELINE ON ENTERPRISE RISK MANAGEMENT Insurance Authority Table of Contents Page 1. Introduction 1 2. Application 3 3. Overview of Enterprise Risk Management (ERM) Framework and General Requirements 4 4. Governance 7 5. Risk Appetite Statement 12 6. Em...

... Draft Guideline on Enterprise Risk Management ANNEX DRAFT FOR CONSULTATION PURPOSES ONLY GUIDELINE ON ENTERPRISE RISK MANAGEMENT Insurance Authority Table of Contents Page 1. Introduction 1 2. Application 3 3. Overview of Enterprise Risk Management (ERM) Framework and General Requirements 4 4. Gove...

... the FATF Secretariat, 2 rue André Pascal 75775 Paris Cedex 16, France (fax +33 1 44 30 61 37 or e-mail: [email protected]). http://www.fatf-gafi.org/glossary/0,3414,en_32250379_32236889_35433764_1_1_1_1,00.html Risk-Based Approach – Guidance for the Insurance Sector – October 2009  © 2009 FATF...