... look beyond the strict interpretation of policy terms in making a ruling. In addition, as far as good insurance practice is concerned, the Complaints Panel relies heavily on the expected standards set out in The Code of Conduct for Insurers, with particular reference to “Part III: Claims”. Please also...

... No. of Administration Accounts to be Opened by Supervisor Account † Please tick the appropriate box. 2 Form A2 III. Information on Proposed Owner of Supervisor Account † Is the Proposed Supervisor Account Owner your Key Person in Intermediary Management (for Authorized Insurer) or Responsible Officer...

... Office”) of the FHB. Insurance companies seeking to offer VHIS-compliant products must first register as VHIS Providers and, before their Standard Plans and Flexi Plans (if offered) are marketed, each plan must have been successfully certified as a Certified Plan (see (c)(iii) below for these three terms...

... advice about MPF schemes. Besides, in accordance with paragraph III.60(c) of the Guidelines on Conduct Requirements for Registered Intermediaries (“MPF Conduct Guidelines”) issued by the Mandatory Provident Fund Schemes Authority (“MPFA”), an insurance broker registered as MPF principal intermediary...

...技術性違規的行為，一般都被 視為嚴重程度較低; (ii) 違規行為持續的時間及頻密程度 ; (iii) 違規行為是否有可能損害保險業的廉潔穩健，以及 ／或香港作為國際金融中心的聲譽 ; (iv) 違規行為是否對或可能對其他人造成損失或使其他 人承擔支出; (v) 保險機構作出違規行為時，是獨立行事還是以集團 成員的身分行事，以及該機構在集團中擔當的角 色； (vi) 違規行為是否顯示，保險機構的整體或個別業務所 採用的客戶盡職審查及備存紀錄程序，在管理制度 或內部監控方面有嚴重或系統性弱點 ; (vii) 違規行為是否顯示有關機構的違規模式 ; 3 (viii)有關機構是否干犯一些較輕微的違規事項...

...)                                       who is the *sole proprietor/partner/director/controller of . (name of insurance broker) A. Personal Particulars Name: (Surname) (Other names) (Aliases) (Name in Chinese) Date of Birth: Place of Birth: Sex:  M  F Business Address: Residential Address: Telephone Number (Business): (Residence): Hong...

.../director/controller of . (name of insurance broker) A. Personal Particulars Name: (Surname) (Other names) (Aliases) (Name in Chinese) Date of Birth: Place of Birth: Sex:  M  F Business Address: Residential Address: Telephone Number (Business): (Residence): Hong Kong Identity Card Number: Passport Number...

...)                                       who is the *sole proprietor/partner/director/controller of . (name of insurance broker) A. Personal Particulars Name: (Surname) (Other names) (Aliases) (Name in Chinese) Date of Birth: Place of Birth: Sex:  M  F Business Address: Residential Address: Telephone Number (Business): (Residence): Hong...

.../director/controller of . (name of insurance broker) A. Personal Particulars Name: (Surname) (Other names) (Aliases) (Name in Chinese) Date of Birth: Place of Birth: Sex:  M  F Business Address: Residential Address: Telephone Number (Business): (Residence): Hong Kong Identity Card Number: Passport Number...