... electronic signature, onsite recording, personal identification number (“PIN”) verification, sign-and-return-mail, one-time- password etc in lieu of wet signature by the customers. (vi) The cooling-off period should be extended to no less than 30 calendar days for policies sold with the variation of...

... electronic signature, onsite recording, personal identification number (“PIN”) verification, sign-and-return-mail, one-time- password etc in lieu of wet signature by the customers. (vi) The cooling-off period should be extended to no less than 30 calendar days for policies sold with the variation of...

... relation to the IFS.  For the avoidance of doubt, the IFS must be obtained for products that are open for top-up. All items must be filled except Para. 2 (Cooling-off period) and (for some very old products without principal brochure and/or key facts statements) Para. 4 (Long-term features) of the IFS....

... out your reasons/considerations for procuring this ILAS policy. The intermediary is required to take due account of the reasons/considerations set out by you, together with other relevant information, in assessing whether a particular ILAS policy is suitable for you. (2) Cooling-off period: You have...

.../Circular_27032020.pdf 2 implementing the compensating measures of providing upfront disclosure at the point-of-sale and an extended cooling-off period of no less than 30 calendar days in lieu of an FNA assessment. For the avoidance of doubt, for those transactions of in-scope TFM products, the relevant requirements...

... Phase 2 of the temporary facilitative measures to tackle the outbreak of COVID-19 1 September 2020 Circular providing Interpretation Notes relating to the Guideline on Cooling-off Period (GL29) Attachment: Interpretation Notes...

...)、Guideline on Cooling-off Period (GL29) and Guideline on Financial Needs Analysis (GL30), as well as the Code of Conduct for Licensed Insurance Agents and Code of Conduct for Licensed Insurance Brokers. The Insurance Authority (IA) and the Hong Kong Monetary Authority (HKMA) conducted a joint...

... intermediaries should also alert customers about their cooling-off rights. Q 3 Paragraph 4.2 of the Guideline sets out the steps in the sale process of an ILAS product in order to achieve the objectives of the Guideline. Can an authorized insurer and licensed insurance intermediary use digital devices in the...