... question are those mentioned above, before deduction of recoveries from reinsurers and other parties. 毛保費 Gross premiums 就保險公司的任何財政年度而言，指： in relation to a financial year of an insurer: a) 已扣除保單中指明的折扣，或已扣除因風險的終止或減少風險而作出的退款， 但尚未扣除保險公司分出的再保險保費及其須付的佣金的保費；及 a) means premiums after deduction of discounts...

... emergency home-assistance service, such as electrical, plumbing and locksmith assistance, as well as emergency assistance and referral services for babysitting, nursing or a temporary domestic helper Accommodation rental for temporary removal Accidental loss of home contents during...