... further relevant information depending on the type of insurance product. 10.5 On-going communication with policyholders should be maintained at least annually as an integral part of expectation management (e.g. projections for non-guaranteed benefits in anniversary statements). 10.6 Authorized insurers...

... Recommendation for Long Term Insurance Business (Including Linked Long Term Insurance). To avoid any doubt or confusion, this Guidance Note is NOT applicable to General Insurance Business or indemnity-type medical insurance wrapped under long term insurance policy. Background On 30 July 2014, the Office of the...

... Statistics on Hong Kong General Insurance Business 二零二㇐年㇐月至十二月 January to December 2021 汽車, 損壞及法律責任 (直接業務) Motor Vehicle, Damage & Liability (Direct Business) 汽車類別 Type of Motor Vehicle 私家車 Private Cars 貨車 Goods Carrying Vehicles 毛保費 淨保費 滿期保費 淨額 須付的佣金 毛額 須付的佣金 淨額 已償付申索 毛額 已償付申索 淨額 已承付申索 淨額 未過期風險 調整 管理開支 承保...

... （4.7%） ↓9 6 . 8 % 萬用壽險 Universal Life 14 （0.7%） 220 （0.8%） ↓9 3 . 6 % 醫療 Medical 381 （20.1%） 1 ,215 （4.6%） ↓6 8 . 6 % 危疾 Cri t ical I l lness 714 （37.7%） 12,853 （48.7%） ↓9 4 . 4 % 年金 Annuit ies 37 （2.0%） 546 （2.1%） ↓9 3 . 2 % 其他 Others 79 （4.2%） 798 （3.0%） ↓9 0 . 1 % 保單總數 Total no. of policies 1 , 8 9...

... （4.7%） ↓9 6 . 8 % 萬用壽險 Universal Life 14 （0.7%） 220 （0.8%） ↓9 3 . 6 % 醫療 Medical 381 （20.1%） 1 ,215 （4.6%） ↓6 8 . 6 % 危疾 Cri t ical I l lness 714 （37.7%） 12,853 （48.7%） ↓9 4 . 4 % 年金 Annuit ies 37 （2.0%） 546 （2.1%） ↓9 3 . 2 % 其他 Others 79 （4.2%） 798 （3.0%） ↓9 0 . 1 % 保單總數 Total no. of policies 1 , 8 9...

... branch). (k) “Standard Plan” means the insurance plan with terms and benefits equivalent to the minimum compliant product requirements of the VHIS, which are from time to time published and subject to regular review by the FHB. -4- (l) “Scheme Documents” means the following documents issued by the FHB...

... branch). (k) “Standard Plan” means the insurance plan with terms and benefits equivalent to the minimum compliant product requirements of the VHIS, which are from time to time published and subject to regular review by the FHB. -4- (l) “Scheme Documents” means the following documents issued by the FHB...

... branch). (k) “Standard Plan” means the insurance plan with terms and benefits equivalent to the minimum compliant product requirements of the VHIS, which are from time to time published and subject to regular review by the FHB. -4- (l) “Scheme Documents” means the following documents issued by the FHB...

... applicable. Orders and Regulations for Levies With effect from 1 January 2018, if a contract of insurance relates to a prescribed class of insurance business or a type of contract of insurance, a prescribed levy is payable to the IA for the contract by its policy holder....

... The larger the gross floor area, the higher the premium. The older the building age (e.g. 35 years or above), the higher chance the premium will be adjusted by the insurer. Factors such as property type and the inclusion of a domestic helper also affect the premium level. For example, village houses...