... the tariff-based approach (i.e. to publish the common types of misconduct and the corresponding maximum fine) currently used by the Self-Regulatory Organizations (“SROs”). 11. In this consultation, two respondents had suggested that the IA should adopt a tariff- based approach in order to achieve a...

... done in the correct order, with an FNA and RPQ at the heart of the process. 3 Effective date Member Companies which sell ILAS products are required to implement the Requirements as soon as practicable and in any event no later than 1 January 2016. 4 Requirements 4.1 Proper Sales Process The...

..., including the VHIS. The guideline will provide guidance on the expected standard and practices to ensure fair treatment of customers. 7 (d) Fundamental Features of the VHIS The VHIS is equipped with the following features in order for it to function effectively: (i) Insured Persons under the VHIS must be...

... whilst a tropical cyclone warning signal no. 8 or above is in force. (iv) Driving by any person other than an “Insured Driver”, which is usually defined as: (1) The insured, anyone who is driving on the insured’s order or with the insured’s permission, or anyone named in the policy schedule as an...

... promote financial inclusiveness have become a pressing necessity. Last December, we authorized a local tech start-up to carry on insurance business in Hong Kong, offering simple products with high protection and low premiums. It operates solely through digital platforms to tap into underserved segments...

... promote financial inclusiveness have become a pressing necessity. Last December, we authorized a local tech start-up to carry on insurance business in Hong Kong, offering simple products with high protection and low premiums. It operates solely through digital platforms to tap into underserved segments...

... promote financial inclusiveness have become a pressing necessity. Last December, we authorized a local tech start-up to carry on insurance business in Hong Kong, offering simple products with high protection and low premiums. It operates solely through digital platforms to tap into underserved segments...