... three “specified relatives”) and the taxpayer is the policyholder of these policies, then the annual deduction ceiling would be $32,000 (i.e. $8,000 x 4) for the qualifying premiums paid. (c) Administration of the VHIS The VHIS is administered by the Voluntary Health Insurance Scheme Office (“VHIS...

... encourage safe driving. Different insurers may adopt different scales of NCD. A typical scale of NCD for private cars is such that one claim-free year earns a 20% NCD, the second year 30% and so on, rising to a maximum of 60% after five consecutive claim-free years. With other classes of vehicles, the scale...

...) (HK$'000) AIA (HK) 友邦（香港） - - - - - - AIA International 友邦（國際） 3,408,011 20,874 3,338,772 878,688 612,849 4,851,183 American Family Life - - - - - - Asia Insurance 亞洲保險 - - - - - - Generali 忠意保險 1 - - - - - Aviva 英傑華 - 450 113 695 55 1,313 AXA China (Bermuda) 安盛保險（百慕達） 467,227 60,711 548,970 304,094...

...: perhaps linked with another policy plan which provides a lump sum payment on death, a family income plan will pay a stated monthly death benefit to the beneficiaries for the remainder of a specified period (the total amount payable (i.e. monthly benefit x number of payments) is therefore decreasing as...