... refer to the section Common insurance classifications on this webpage. 3. Pay attention to excluded items Most medical insurance policies contain a list of exclusions, such as preventive treatments, congenital diseases, and pre-existing conditions. Insurers will not compensate...

... reminders for interpreting the figures. According to the IA’s guidelines, insurers are required to publish the fulfillment ratio of non-guaranteed benefits for participating policies that have had new policies issued since 2010 and in the previous five calendar years. Refer to the List of...

... from 1 April 2022, every principal can download, via its Insurance Intermediaries Connect (“IIC”) account, the CPD list (in Microsoft Excel format) showing the applicable CPD hours for each of its appointed individual licensees reflecting the above reduction. Individual licensees, from 1 April 2022...

... discharged / debts are repaid unless there are exceptional circumstances 直至破產令撤銷／債務清還 （除非情況特殊） (6th) 49(a) (7th) 58(a) * Disciplinary action imposed will be decided on the merits of the case, depending on the nature and severity of the misconduct. 有關紀律行動將視乎違規行爲的性質及嚴重性，並考慮每個個案的情況而決定。 * The above list is not...

... than Level 2 in 5 subjects in Hong Kong Diploma of Secondary Education Examination, including a language subject (Chinese/English) and Mathematics, to support your application.  For details about acceptable Insurance Qualification, please refer to the list published on the IA’s website.  A diploma...

... .................................................................................9 10 EFFECTIVE DATE AND TERMINATION...............................................9 ANNEX A - LIST OF CONTACT PERSONS......................................................11 3 MEMORANDUM OF UNDERSTANDING (“MoU”) BETWEEN: The Securities and Futures Commission (the “SFC”) of 8th Floor, Chater House, 8...