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⏭... – Points to Note for Virtual Onboarding via Video Conference” leaflet. A cooling-off period also applies If you apply for long-term insurance policies online on your own, you will still enjoy a cooling-off period, which allows policy holders a reasonable time to carefully review the policy terms. If after...
https://www.ia.org.hk/english/digital_onboarding/files/Digital_onboarding_1_en.pdf -
Date: 2022-03-15
... “cooling-off period”2 and obtain a full refund of the insurance premium (less a market value adjustment where applicable). 5. You should beware that licensed insurance intermediary may have a conflict of interests in persuading you to replace your existing policy. You should, apart from listening to the advice...
https://www.ia.org.hk/english/infocenter/files/Life_Insurance_Policy_e_Jun_2021.pdf -
Date: 2021-12-14
... “cooling-off period”2 and obtain a full refund of the insurance premium (less a market value adjustment where applicable). 5. You should beware that licensed insurance intermediary may have a conflict of interests in persuading you to replace your existing policy. You should, apart from listening to the advice...
https://www.ia.org.hk/english/infocenter/files/Life_Insurance_Policy_e_Jun_2021.pdf -
Date: 2022-05-24
... the Insurance Authority’s thematic webpage of Insurance Digital Onboarding, and read the “Insurance Digital Onboarding – Points to Note for Virtual Onboarding via Video Conference” leaflet. 66 If you apply for long-term insurance policies online on your own, you will still enjoy a cooling-off period...
https://www.ia.org.hk/english/infocenter/files/Digital_onboarding_1_en.pdf -
Date: 2022-05-24
... situation. If I change my mind right after purchasing a life insurance policy, can I cancel it? 4 To protect the interests of policyholders, a “cooling-off period” applies to all life insurance products sold in Hong Kong. During the cooling-off period, you have the right to cancel the life insurance policy...
https://www.ia.org.hk/english/infocenter/files/Understanding_Life_Insurance_Eng.pdf -
Date: 2021-12-14
... to cancel it within the “cooling-off period” and obtain a full refund of the insurance premium (less a market value adjustment where applicable). With effect from 1 February 2010, “cooling-off period” has been amended to define as 21 days after the delivery of the policy or issue of a Notice to the...
https://www.ia.org.hk/english/consumer/files/life_insurance_policy_eng.pdf -
Date: 2020-04-21
... pamphlet "Life Insurance Policy Replacement – What you need to know". Cooling-off Period for Long Term Insurance Policies Policy holders are given a cooling-off period to review the terms and conditions of their long term insurance policies. The arrangement was...
https://www.ia.org.hk/english/consumer/industry_practices_associated_with_the_sale_of_Insurance_policies.html -
Date: 2020-04-21
[HTML]
Rules, Codes and Guidelines
... Cooling-off Period GL30: Guideline on Financial Needs Analysis GL31: Guideline on Medical Insurance Business Licensed Insurance Brokers Rules Insurance (Financial and Other...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/regulatory_instruments.html -
Date: 2023-01-09
[PDF]
Circular_25052020.pdf
... following Guidelines (“GLs”): • GL25: Guideline on Offering of Gifts • GL27: Guideline on Long Term Insurance Policy Replacement • GL28: Guideline on Benefit Illustrations for Long Term Insurance Policies • GL29: Guideline on Cooling-off Period • GL30: Guideline on Financial Needs Analysis • GL31: Guideline...
https://www.ia.org.hk/english/legislative_framework/circulars/reg_matters/files/Circular_25052020.pdf -
Date: 2020-06-15