... unsuitable advice on insurance matters; ☐ Failing to explain the cooling-off period to policyholders or failing to deliver the cooling-off notice or insurance policy to the policyholder within the required timeframe or cooling-off period; ☐ Failing to conduct a proper financial needs analysis in relation to...

... unsuitable advice on insurance matters; ☐ Failing to explain the cooling-off period to policyholders or failing to deliver the cooling-off notice or insurance policy to the policyholder within the required timeframe or cooling-off period; ☐ Failing to conduct a proper financial needs analysis in relation to...

...) 3. Guideline on Exercising Power to Impose Pecuniary Penalty • Have completed soft consultation • Will conduct public consultation 4. Guideline on Cooling-off Period • Have consulted Working Group and Discussion Groups on key proposals • Are collecting feedback 5. Guideline on Long Term Insurance...

...) 3. Guideline on Exercising Power to Impose Pecuniary Penalty • Have completed soft consultation • Will conduct public consultation 4. Guideline on Cooling-off Period • Have consulted Working Group and Discussion Groups on key proposals • Are collecting feedback 5. Guideline on Long Term Insurance...

...) 3. Guideline on Exercising Power to Impose Pecuniary Penalty • Have completed soft consultation • Will conduct public consultation 4. Guideline on Cooling-off Period • Have consulted Working Group and Discussion Groups on key proposals • Are collecting feedback 5. Guideline on Long Term Insurance...

... Qualifying Deferred Annuity Policy (QDAP) What is your current age? Which currency you wish to pay for the premiums? How long (the period of time) would you choose to pay the premiums? What...