... customers have taken up the top-up option. Q2 Referring to paragraph 4.2 of the Guideline, please clarify if there is any minimum requirement to classify a product as having refundable feature. For example, does a product refunding 30% (or even smaller) of total premium paid fall into the scope? 2 A2...

... c-cob A 人壽及年金 35 35 70 B 婚姻及出生 1 4 5 C 投資相連長期 18 29 47 D 永久健康 19 23 42 E 聯合養老保險 1 3 4 F 資本贖回 1 4 5 G 退休計劃管理第I類 9 11 20 H 退休計劃管理第II類 7 8 15 I 退休計劃管理第III類 19 22 41 1 意外 62 31 93 2 疾病 58 24 82 3 陸上車輛 49 25 74 4 鐵路車輛 51 31 82 5 飛機 27 24 51 6 船舶 54 34 88 7 貨運 58 32 90 8 火災及自然力量 62 27 89 9 財產損壞 62 27 89...

... c-cob A 人壽及年金 35 35 70 B 婚姻及出生 1 4 5 C 投資相連長期 18 29 47 D 永久健康 19 23 42 E 聯合養老保險 1 3 4 F 資本贖回 1 4 5 G 退休計劃管理第I類 9 11 20 H 退休計劃管理第II類 7 8 15 I 退休計劃管理第III類 19 22 41 1 意外 62 31 93 2 疾病 58 24 82 3 陸上車輛 49 25 74 4 鐵路車輛 51 31 82 5 飛機 27 24 51 6 船舶 54 34 88 7 貨運 58 32 90 8 火災及自然力量 62 27 89 9 財產損壞 62 27 89...

... 82.1 69.2 68.5 65.4 68.0 67.6 2016 2017 2018 2019 2020 % % % % % 77.8 77.3 79.0 80.5 81.0 79.9 79.1 80.3 81.2 81.2 2.6 5.3 4.6 5.7 5.7 船舶 Ships 78.9 74.9 68.6 68.4 67.3 50.2 39.7 40.2 40.4 36.8 66.8 67.8 66.3 59.9 60.2 53.8 54.1 48.8 47.2 45.8 - 法定 - Statutory - 僱員補償 - Employees' Compensation 78.5 78.1...

... 272,588 144,077 102,199 89,752 96,855 85,144 62,676 1,368 10,432 (20,151) 25,463,200 17,626,074 15,723,155 4,697,753 3,079,887 12,004,405 8,554,451 9,452,880 2,667 2,818,337 369,384 註﹕承保利潤/(虧損) 是根據保險公司呈報的 "滿期保費淨額" 減去 "須付的佣金淨額"，"已承付申索淨額" ，"未過期風險調整" 及 "管理開支" 而計算。 Note: Underwriting Profit/(Loss) is...

...,634 2,552,796 2,223,070 2,256,835 45,264 663,274 198,103 加洲保險 California Insurance 31-3-20 59,529 49,144 51,031 17,415 39,134 28,200 44,928 (1,634) 8,414 (18,092) 中廣核保險 CGN Captive 31-12-20 284,102 137,082 121,356 21,673 11,443 5,072 8,263 - 9,455 81,965 一般保險業務 General Insurance Business 財政年度 Year End...

...,439,891 943,165 1,261,869 5,300 427,522 196,905 1,017,556 452,410 349,070 219,926 99,663 310,545 95,471 124,771 345 115,429 8,862 112,745 96,785 37,339 7,413 5,744 13,854 10,952 21,571 2,397 3,474 4,153 240,748 198,919 105,246 36,875 32,910 81,130 64,470 77,861 275 7,899 (13,699) 18,264,087 12,220,983...

...,439,891 943,165 1,261,869 5,300 427,522 196,905 1,017,556 452,410 349,070 219,926 99,663 310,545 95,471 124,771 345 115,429 8,862 112,745 96,785 37,339 7,413 5,744 13,854 10,952 21,571 2,397 3,474 4,153 240,748 198,919 105,246 36,875 32,910 81,130 64,470 77,861 275 7,899 (13,699) 18,264,087 12,220,983...

... T_G6_2018.xlsx 自留額比率 Retention Ratio 2014 2015 2016 2017 2018 % % % % % 81.1 79.1 77.9 77.6 79.2 83.4 83.6 83.9 83.9 75.4 44.1 28.7 22.5 29.5 29.3 64.3 67.4 56.4 46.7 49.0 51.3 63.3 63.9 62.5 64.2 45.2 47.3 51.7 50.6 47.6 77.2 75.0 71.1 69.8 59.8 49.9 48.1 50.3 55.3 56.5 94.0 94.0 93.9 90.9 90.7...