... have committed an act of misconduct or whether the person’s fitness and properness is called into question), the facts on which the case is based, and the evidence relied upon to support those facts. The NPDA will also state the proposed sanction which the IA considers appropriate to impose, on the...

...), the facts on which the case is based, and the evidence relied upon to support those facts. The NPDA will also state the proposed sanction which the 5 IA considers appropriate to impose, on the basis of the facts stated in the NPDA. A list of documents that the IA has relied upon to come to this view...

...), the facts on which the case is based, and the evidence relied upon to support those facts. The NPDA will also state the proposed sanction which the 5 IA considers appropriate to impose, on the basis of the facts stated in the NPDA. A list of documents that the IA has relied upon to come to this view...

... Rates, which sets out a clear and uniform methodology to calculate and disclose fulfillment ratios of the non-guaranteed dividends for participating products, and historical crediting interest rates for universal life products. A full list of the guidance notes promulgated by the IA is at Appendix 8....

... Rates, which sets out a clear and uniform methodology to calculate and disclose fulfillment ratios of the non-guaranteed dividends for participating products, and historical crediting interest rates for universal life products. A full list of the guidance notes promulgated by the IA is at Appendix 8....

... Rates, which sets out a clear and uniform methodology to calculate and disclose fulfillment ratios of the non-guaranteed dividends for participating products, and historical crediting interest rates for universal life products. A full list of the guidance notes promulgated by the IA is at Appendix 8....

... required, the more significant the leverage would be. While taking full advantage of the potential benefits of premium financing, policy holders should not overlook the potential financial risks posed by leveraged borrowing and the adverse impact of assigning the policy to the financial...

... internal STRs of an insurer that the rationale for not reporting the case to the Joint Financial Intelligence Unit (“JFIU”) was not set out. In another instance, an insurer did not keep a full record of all disclosures (i.e. STRs) made to JFIU. It is vital for MLROs to keep proper records of their...