... Power to Impose a Pecuniary Penalty …………………....………………………… 2 4. Commencement ………………………………………………... 5 1 1. Introduction 1.1. This Guideline is made pursuant to section 83 of the Insurance Ordinance (Cap. 41) (“the Ordinance”). 1.2. Pursuant to section 81(1) of the Ordinance, the Insurance Authority (“the...

... Principle 3 - Exercising Care, Skill and Diligence IV. General Principle 4 - Competence to Advise V. General Principle 5 - Disclosure of Information VI. General Principle 6 - Suitability of Advice VII. General Principle 7 - Conflicts of Interest VIII. General Principle 8 - Client Assets IX. Corporate...

... Principle 3 - Exercising Care, Skill and Diligence IV. General Principle 4 - Competence to Advise V. General Principle 5 - Disclosure of Information VI. General Principle 6 - Suitability of Advice VII. General Principle 7 - Conflicts of Interest VIII. General Principle 8 - Client Assets IX. Corporate...

... Principle 3 - Exercising Care, Skill and Diligence IV. General Principle 4 - Competence to Advise V. General Principle 5 - Disclosure of Information VI. General Principle 6 - Suitability of Advice VII. General Principle 7 - Conflicts of Interest VIII. General Principle 8 - Client Assets IX. Corporate...

... (or 5.7x the average annual income per EAA)23. The MPG for each individual can vary due to an array of factors such as demographics, financial income and dependents’ particulars. Since these factors affect the size of an individual’s MPG, a series of hypothetical cases is discussed in the next section...

... (or 5.7x the average annual income per EAA)23. The MPG for each individual can vary due to an array of factors such as demographics, financial income and dependents’ particulars. Since these factors affect the size of an individual’s MPG, a series of hypothetical cases is discussed in the next section...

... request for information is refused. Requests for information will be handled as promptly and helpfully as possible, and if necessary members of the public will be asked to clarify their requests or directed to the most appropriate government bureau(x) / department(s) or other non-government bodies....

... Underwriter (CPCU) 6) Hong Kong Diploma in Insurance Studies of The Insurance Institute of Hong Kong/The Chartered Insurance Institute (Note 4) 7) Fellow of the Institute and Faculty of Actuaries of the United Kingdom (FIA/FFA) (Note 5)  8) Fellow of the Institute of Actuaries of Australia (FIAA) 9...

... Underwriter (CPCU) 6) Hong Kong Diploma in Insurance Studies of The Insurance Institute of Hong Kong/The Chartered Insurance Institute (Note 4) 7) Fellow of the Institute and Faculty of Actuaries of the United Kingdom (FIA/FFA) (Note 5)  8) Fellow of the Institute of Actuaries of Australia (FIAA) 9...

... Underwriter (CPCU) 6) Hong Kong Diploma in Insurance Studies of The Insurance Institute of Hong Kong/The Chartered Insurance Institute (Note 4) 7) Fellow of the Institute and Faculty of Actuaries of the United Kingdom (FIA/FFA) (Note 5)  8) Fellow of the Institute of Actuaries of Australia (FIAA) 9...