... apply for insurance in a public place. Do not use public Wi-Fi or a public computer. Do not share your user names or passwords for digital insurance services with anyone or disclose your passwords to anyone. Set a password that is difficult to guess and different from ones you use for other online...

... apply for insurance in a public place. Do not use public Wi-Fi or a public computer. Do not share your user names or passwords for digital insurance services with anyone or disclose your passwords to anyone. Set a password that is difficult to guess and different from ones you use for other online...

... Ordinance (Cap. 622), or one formed and registered under the former Companies Ordinance, including a non-Hong Kong company to which Part 16 of the Companies Ordinance (Cap. 622) applies. Authorization requirements and procedures are set out in the Authorization Guideline (GL1) and Guideline on...

... early years’ "surplus" premiums found with the level premium system: (i) Cash value and surrender value: When a policy has been in force long enough to "clear" the set-up costs, part of the premiums received – after the risk premium for the past period has been deducted – can be considered to be "not...

... long enough to "clear" the set-up costs, part of the premiums received – after the risk premium for the past period has been deducted – can be considered to be "not yet earned" by the insurer; it is referred to as a “cash value”. Therefore, when a policyowner cancels a policy that is carrying a cash...

... system: (i) Cash value and surrender value: When a policy has been in force long enough to "clear" the set-up costs, part of the premiums received – after the risk premium for the past period has been deducted – can be considered to be "not yet earned" by the insurer; it is referred to as a “cash value...

... The law stipulates that premiums paid for deferred annuity products satisfying a set of criteria set out in the guideline issued by the Insurance Authority (IA) are eligible for tax deduction under the salaries tax and personal assessment. Please visit the List of Qualifying Deferred Annuity Policies...

... system: (i) Cash value and surrender value: When a policy has been in force long enough to "clear" the set-up costs, part of the premiums received – after the risk premium for the past period has been deducted – can be considered to be "not yet earned" by the insurer; it is referred to as a “cash value...

... Principles, Standards, Guidance and Assessment Methodology (“ICP”) promulgated by the International Association of Insurance Supervisors, in particular ICP 19 which stipulates that the conduct of the business of insurance should ensure that customers are treated fairly. 1.2 This Guideline aims to set out the...

... Principles, Standards, Guidance and Assessment Methodology (“ICP”) promulgated by the International Association of Insurance Supervisors, in particular ICP 19 which stipulates that the conduct of the business of insurance should ensure that customers are treated fairly. 1.2 This Guideline aims to set out the...