... inclusion of a cooling-off period in relation to certain types of life insurance policies (see paragraph 4.2 of this Guideline) can help provide this opportunity for reflection and thereby protect policy holders’ interests. This Guideline aims to set out the relevant requirements for such cooling-off...

... you can afford. Before applying for insurance, you should evaluate its affordability by considering whether you can afford the premium and whether you have set aside sufficient funds to pay for it. If you are too aggressive and do not have savings for emergencies, it may be difficult for you to cope...

... Smoker 2. Benefit Summary [D] Policy Currency Benefit Description [E] [Initial] Sum Assured / Protection Amount [F] [Initial] [M/Q/SA/A] Premium Premium Payment Term Benefit Term Basic Plan Supplementary Benefits eg. Accidental Death Benefit Double Indemnity Hospital Income [G] Total [Initial] [M/Q/SA/A...

... quotation which is issued by the broker company to the policy holder, or in the premium debit note, invoice or similar document issued by the broker company to the policy holder for the purpose of collecting the premium from the policy holder. (e) “individual appointed as controller”, in relation to an...

... quotation which is issued by the broker company to the policy holder, or in the premium debit note, invoice or similar document issued by the broker company to the policy holder for the purpose of collecting the premium from the policy holder. (e) “individual appointed as controller”, in relation to an...

... quotation which is issued by the broker company to the policy holder, or in the premium debit note, invoice or similar document issued by the broker company to the policy holder for the purpose of collecting the premium from the policy holder. (e) “individual appointed as controller”, in relation to an...

... objectives, and evaluate your protection needs and financial situation. Compare the products offered by different insurers that are similar in nature, in terms of coverage, sum insured and premium level, so that you can choose one that best suits your needs. To protect the interests of existing and potential...

... premium contribution period. Of course, you should also set aside su�cient cash for your daily and contingency expenses. Early surrender can incur a significant loss Make sure that all your annuity premiums are paid before retirement. When choosing the income period, make sure it matches your life...

... premium contribution period. Of course, you should also set aside su�cient cash for your daily and contingency expenses. Early surrender can incur a significant loss Make sure that all your annuity premiums are paid before retirement. When choosing the income period, make sure it matches your life...

... premium contribution period. Of course, you should also set aside su�cient cash for your daily and contingency expenses. Early surrender can incur a significant loss Make sure that all your annuity premiums are paid before retirement. When choosing the income period, make sure it matches your life...