... which he/she belongs or belonged, or been refused entry to any profession or occupation?  Yes  No If yes, give full particulars: K. Has the relevant person at any time been adjudicated bankrupt by a court in Hong Kong or elsewhere?  Yes  No If yes, give full particulars: L. Has the relevant person...

... particulars: L. Has the relevant person at any time in the last 10 years failed to satisfy any debt adjudged due and payable by him/her as a judgment-debtor under an order of a court in Hong Kong or elsewhere?  Yes  No If yes, give full particulars: M. Has the relevant person, in connection with the...

... which he/she belongs or belonged, or been refused entry to any profession or occupation?  Yes  No If yes, give full particulars: K. Has the relevant person at any time been adjudicated bankrupt by a court in Hong Kong or elsewhere?  Yes  No If yes, give full particulars: L. Has the relevant person...

... customers have taken up the top-up option. Q2 Referring to paragraph 4.2 of the Guideline, please clarify if there is any minimum requirement to classify a product as having refundable feature. For example, does a product refunding 30% (or even smaller) of total premium paid fall into the scope? 2 A2...

... customers have taken up the top-up option. Q2 Referring to paragraph 4.2 of the Guideline, please clarify if there is any minimum requirement to classify a product as having refundable feature. For example, does a product refunding 30% (or even smaller) of total premium paid fall into the scope? 2 A2...

...: Taking into account annuitants’ possible fear of being disadvantaged for premature death, the HKMC Annuity Plan offers a guarantee of minimum total annuity payment. In the event that the annuitant dies within the Guaranteed Period (i.e. the period that commences from the premium start date and lasts...

... to specify the  protection period of the chosen rider benefits.        Q  6. Intermediaries  are  required  to  take  into  account  the  customers’  total protection  needs, total disposable assets, financial outgoings and liabilities etc before making  recommendation.    How  detailed  such...

... by  the  customers,  the  intermediary should add remark(s)  in the FNA Form as appropriate to specify the  protection period of the chosen rider benefits.        Q  6. Intermediaries  are  required  to  take  into  account  the  customers’  total protection  needs, total disposable assets, financial...

... premiums will decline by 3 0.1%, while total sum of related claims could eventually balloon to a mind- boggling US$100 billion. The insurance industry in Hong Kong is not immune, with latest statistics showing that premium growth for the first three quarters of 2020 had slowed down to 5.5%. New business...

... assessment. • The end-of-course assessment will on average take 30 minutes, which will not count towards the total CPD hours granted. Circular_RIME_15032022 (clean) Circular_RIME_P.4 Circular_RIME_15032022 (P.4) ...