... meet  such  objectives)  and  provide  appropriate  product  training  to  their  intermediaries accordingly.        Q  5. Where there is a mismatch (e.g. needs, affordability), are insurers allowed to issue  the policies anyway if customer declaration is made?  A  5. The overarching principle  is...

...  addition  to  insurance needs; and what types of insurance products the customers are looking  for  to meet  such  objectives)  and  provide  appropriate  product  training  to  their  intermediaries accordingly.        Q  5. Where there is a mismatch (e.g. needs, affordability), are insurers allowed to...

... 1,860,255 0 3,799 類別 C 總額 Total of Class C 23,961 9,841 11,847,074 5,977,325 12,125,561 584,819 D 永久健康 Permanent health 0 28,233 0 252,906 E 聯合養老保險 Tontines 0 0 0 0 F 資本贖回 Capital redemption 0 0 0 0 總額 Total 64,586 1,239,871 124,885,061 768,468,052 64,379,808 91,488,065 香港長期保險業務的臨時統計數字 Provisional...

... 婚姻及出生 Marriage and birth 0 0 0 0 C 相連長期 Linked long term 基本計劃 Base Plan 4,317 10,494 4,099,169 3,273,725 5,067,586 660,952 附加合約: Supplementary Contracts: 意外及疾病 (醫療) Accident & Sickness (Medical) 0 8,952 意外及疾病 (非醫療) Accident & Sickness (Non-medical) 0 2,853 非意外及疾病 Other than Accident & Sickness 0 2...

... Contracts 2.1.3 Elements or Essentials of a Contract 2.2 The Law of Agency 2/4 2.2.1 Definition 2.2.2 How Agency Arises 2.2.3 Authority of Agents 2.2.4 Duties Owed by Agent to Principal 2.2.5 Duties Owed by Principal to Agent 2.2.6 Termination of Agency 3. PRINCIPLES OF INSURANCE 3/1 3.1 Insurable Interest...

... Revenue Account in the Period 年度化保費 Annualized Premiums A (I) 年金除外的人壽保險 (I) Life assurance other than annuities 千港元 HK$'000 千港元 HK$'000 千港元 HK$'000 千港元 HK$'000 基本計劃 Base Plan 5,850 228,025 21,684,479 114,138,931 10,135,018 18,141,875 附加合約: Supplementary Contracts: 意外及疾病 (醫療) Accident & Sickness (Medical...

... Revenue Account in the Period 年度化保費 Annualized Premiums A (I) 年金除外的人壽保險 (I) Life assurance other than annuities 千港元 HK$'000 千港元 HK$'000 千港元 HK$'000 千港元 HK$'000 基本計劃 Base Plan 5,850 228,025 21,684,479 114,138,931 10,135,018 18,141,875 附加合約: Supplementary Contracts: 意外及疾病 (醫療) Accident & Sickness (Medical...

... IA_brochure_Eng_artwork_A5 New Regulatory Regime for Insurance Intermediaries Enhance protection of policy holders’ interests What Insuran ce Intermediarie s Need to Know About the New Regim e www.ia.org.hk Types of Licensed Insurance Intermediaries Upon commencement of new regulatory regime for...

... IA_brochure_Eng_artwork_A5 New Regulatory Regime for Insurance Intermediaries Enhance protection of policy holders’ interests What Insuran ce Intermediarie s Need to Know About the New Regim e www.ia.org.hk Types of Licensed Insurance Intermediaries Upon commencement of new regulatory regime for...

... 5. Product Design..…………………………………….……. 3 6. Provision of Adequate and Clear Information……………. 4 7. Suitability Assessment…..………………………………... 5 8. Advice to Clients…………………………………………. 7 9. Appropriate Remuneration Structure………………….…. 7 10. Avoidance of Conflict of Interests………………….……. 8 11. Clients...