... Insurance Intermediaries Quality Assurance Scheme Principles and Practice of Insurance Examination Study Notes 2013 Edition PREFACE These Study Notes have been prepared to correspond with the various Chapters in the Syllabus for the Principles and Practice of Insurance Examination. The Examination...

... Insurance Intermediaries Quality Assurance Scheme - Principles and Practice of Insurance Examination (2013 Edition) Insurance Intermediaries Quality Assurance Scheme Principles and Practice of Insurance Examination Study Notes 2013 Edition i PREFACE These Study Notes have been prepared to correspon...

... contributed to the injury, his share of liability to the girlfriend so arising – independently of the indemnity agreement - does not constitute “contractual liability”.) (iv) Driving by someone other than an “Insured Driver”, which means: (1) The insured, anyone who is driving on the insured’s order or with...

... by someone other than an “Insured Driver”, which means: (1) The insured, anyone who is driving on the insured’s order or with the insured’s permission, or anyone designated on the policy schedule as an “Insured Driver”, (2) who is duly licensed. Here “licensed” means that the driver must be holding...

... contributed to the injury, his share of liability to the girlfriend so arising – independently of the indemnity agreement - does not constitute “contractual liability”.) (iv) Driving by someone other than an “Insured Driver”, which means: (1) The insured, anyone who is driving on the insured’s order or with...

..., to the extreme, technology may even help identify the protection needs and prompt customers before they realize. Ultimately, we think technology will also help narrow protection gaps, promote financial inclusion, and enhance financial connectivity. In order to achieve a healthier and more sustainable...

... Since it is the intention for the insurer to collect the amount of levy in accordance with the Insurance (Levy) Order, and the discrepancy between the levy remittance (scenario 1: HK$39.90 or 2: HK$40.10) and the levy payable is solely due to the forex fluctuation which is beyond the control of insurers...