... professional insurance intermediary to have a working knowledge of the various products. It must be noted that insurers generally differ from each other in the policy wording and terms adopted for the same type of insurance. In these notes, therefore, we shall present what may be considered a representative...

... to inspect based a risk-based approach. This approach takes into account numerous quantitative and qualitative factors such as: type of business being carried on (long-term business is deemed higher risk than general business, in terms of regulatory requirements that need to be complied with...

... correct the personal data provided. Requests should be made in writing to the Data Privacy Officer of the Insurance Authority at 19/F, 41 Heung Yip Road, Wong Chuk Hang, Hong Kong. Name of insurer: Type of business authorized: Contact person for this survey: Name: Telephone: Email: Input, explain or...

... straightforward, involving a simple choice from four alternatives. These we may call Type ‘A’ Questions. A selection of the questions (probably between 10% and 15%) will be slightly more complex, but again involving a choice between four alternatives. These we may call Type ‘B’ Questions. Examples of each are...

... a clear and well articulated AML/CFT training policy  Ensure staff and insurance agents attend the training timely Staff/ Insurance Agent Training – Training Policy & Attendance 36 Findings: The personal statutory obligations and possible consequences for non-reporting of suspicious transactions...

...) 個人人壽及年金 (非投資相連) 116,080 42,142 158,222 141,712 11.7% 9,150 27,319 36,469 34,823 4.7% Individual Life and Annuity (Non-Linked) 個人人壽及年金 (投資相連) 18,465 696 19,161 19,790 -3.2% 7,396 1,487 8,883 8,444 5.2% Individual Life and Annuity (Linked) 其他個人業務 2,126 2,169 4,295 4,870 -11.8% 11 264 275 265 3.8% Other...

... a clear and well articulated AML/CFT training policy  Ensure staff and insurance agents attend the training timely Staff/ Insurance Agent Training – Training Policy & Attendance 36 Findings: The personal statutory obligations and possible consequences for non-reporting of suspicious transactions...

... 91,519 36,877 31,268 17,070 7,380 2,914 573 150 1,437 (7) 8 196,947 274,145 188,797 106,725 70,053 30,855 12,388 3,954 1,646 227 74 65 1,131 9 243,085 255,895 226,246 138,632 68,080 40,775 17,225 14,507 4,374 1,968 1,982 1,288 71 10 12,937 10,315 4,702 8,066 2,702 1,472 584 882 156 97 328 41 2,736 4...

...) 個人人壽及年金 (非投資相連) 116,080 42,142 158,222 141,712 11.7% 9,150 27,319 36,469 34,823 4.7% Individual Life and Annuity (Non-Linked) 個人人壽及年金 (投資相連) 18,465 696 19,161 19,790 -3.2% 7,396 1,487 8,883 8,444 5.2% Individual Life and Annuity (Linked) 其他個人業務 2,126 2,169 4,295 4,870 -11.8% 11 264 275 265 3.8% Other...