... companies should have effective controls in place to ensure customers are aware of the possible risks associated with switching investment choices or placing top-up investment after policy inception that may become inconsistent with their risk profile. What type of controls would be considered as effective...

... companies should have effective controls in place to ensure customers are aware of the possible risks associated with switching investment choices or placing top-up investment after policy inception that may become inconsistent with their risk profile. What type of controls would be considered as effective...

... 25.5 43.6 60.8 145.7 227.4 178.5 162.9 148.3 161.5 151.1 167.0 152.3 138.4 147.2 137.5 286.8 306.5 254.8 394.2 490.1 248.7 266.3 207.3 327.2 419.2 2,425.9 2,708.5 2,371.7 2,789.3 4,988.0 1,915.0 2,100.8 1,918.1 2,332.9 4,525.2 須付的佣金 Commissions Payable 可收取的佣金 Commissions Receivable 2014 2015 2016 2017...

... Examination. Both Parts should be studied carefully, but the following table indicates areas of particular importance: Part Relative Weight I 35% II 65% Total 100% Part I Principles and Practice of Insurance TABLE OF CONTENTS Chapter Page 1. RISK AND INSURANCE 1/1 1.1 Concept of Risk 1/1 1.1.1 Meaning of Risk...

... Legislation Tipping Off Offence s.25A(5) of DTROP / OSCO – Tipping Off ( i.e. to disclose to other person) – Any matter likely to prejudice an investigation • PENALTY: – On conviction on indictment : Fine HK$500,000 & 3 years’ imprisonment – On summary conviction : Fine HK$100,000 & 1 year imprisonment 香港 警察...

... hours 15 hours At least 3 hours on Ethics or Regulations Online training courses max 5 hours annually ≥HK$100,000 capital and net assets value HK$3 million limit of indemnity for Professional Indemnity Insurance keep client monies in a designated separate client account. keep proper books and accounts...

... hours 15 hours At least 3 hours on Ethics or Regulations Online training courses max 5 hours annually ≥HK$100,000 capital and net assets value HK$3 million limit of indemnity for Professional Indemnity Insurance keep client monies in a designated separate client account. keep proper books and accounts...

... Legislation Tipping Off Offence s.25A(5) of DTROP / OSCO – Tipping Off ( i.e. to disclose to other person) – Any matter likely to prejudice an investigation • PENALTY: – On conviction on indictment : Fine HK$500,000 & 3 years’ imprisonment – On summary conviction : Fine HK$100,000 & 1 year imprisonment 香港 警察...

... 百萬元 $ m 百萬元 $ m 百萬元 $ m 百萬元 $ m 百萬元 $ m 毛保費 Gross Premiums 17,117.2 5,983.0 155.1 2,441.4 1,562.8 9,066.7 13,097.5 3,024.3 153.4 499.4 53,100.8 分出再保險保費 Reinsurance Outward Premiums 3,566.3 1,473.4 109.6 1,245.6 559.5 4,754.4 5,258.8 1,314.6 14.3 70.9 18,367.4 淨保費 Net Premiums 13,550.9 4,509.6 45.5 1...

...,756.7 27.9 752.5 403.1 2,152.8 4,634.8 380.8 92.8 361.6 21,474.5 未決申索準備金調整 Outstanding Claims Provision Adjustment 161.6 590.1 32.5 113.2 183.6 (430.8) 465.2 80.0 38.1 (38.3) 1,195.2 已承付申索淨額 Net Claims Incurred 10,073.1 3,346.8 60.4 865.7 586.7 1,722.0 5,100.0 460.8 130.9 323.3 22,669.7 承保利潤/(虧損...