...) (百萬元) (百萬元) (百萬元) Class of Business Surrender Terminations Terminations Terminations ($m) ($m) ($m) ($m) 個人人壽及年金 (非投資相連) 401,988 178,203 580,191 556,792 4.2% 37,371 105,999 143,370 130,524 9.8% Individual Life and Annuity (Non-Linked) 個人人壽及年金 (投資相連) 83,995 3,135 87,130 101,257 -14.0% 30,811 5,756 36...

...,631.3 0.8 241.2 2,471.8 288.8 3,932.9 8,119.1 64.2 3,586.7 601.2 25,962.9 可追討的申索 Claims Recoverable 1,452.4 883.7 0.5 86.1 1,659.6 146.5 2,884.3 2,266.8 27.4 1,698.8 333.3 11,439.4 未決申索準備金淨額 Net Outstanding Claims Provision 572.5 3,747.6 0.3 155.1 812.2 142.3 1,048.6 5,852.3 36.8 1,887.9 267.9 14,523.5...

... 2017 2018 2019 2020 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 586.1 636.0 819.6 939.3 733.9 492.9 520.6 693.8 769.0 583.9 581.4 775.0 792.2 827.2 721.8 554.5 743.3 644.6 659.9 640.9 5.4 4.7 85.4 30.5 37.7 5.4 1.5 33.7 26.2 36.7 311.4 351.5 332.7 379.2 476.7 184.1 260.3 253.2...

... Chapter 7 Chapter 7 –– STRSTR 7.16: disclosure to JFIU as soon as it is reasonable to do so 7.19: MLRO’s roles (7.19-7.30, 7.33, 7.36) – Central reference point for reporting suspicious transactions – Sufficient status & adequate resources – Active role; regular review of exception reports – Keep proper...

...但未報賠的申索準備金 Provision for IBNR 1,618.8 1,997.7 3.5 36.3 232.5 157.5 304.7 5,826.6 9.4 1,650.5 356.3 12,193.8 截至2019年底的未決申索準備金 (包括已招致但未報賠的申索) Outstanding Claims Provision (including IBNR) at the end of 2019 2,299.2 5,638.0 3.7 187.0 1,115.5 309.0 1,598.3 11,620.6 46.8 3,475.7 658.8 26,952.6 截至2018年底的未決...

...) (百萬元) (百萬元) (百萬元) Class of Business Surrender Terminations Terminations Terminations ($m) ($m) ($m) ($m) 個人人壽及年金 (非投資相連) 401,988 178,203 580,191 556,792 4.2% 37,371 105,999 143,370 130,524 9.8% Individual Life and Annuity (Non-Linked) 個人人壽及年金 (投資相連) 83,995 3,135 87,130 101,257 -14.0% 30,811 5,756 36...

... Chapter 7 Chapter 7 –– STRSTR 7.16: disclosure to JFIU as soon as it is reasonable to do so 7.19: MLRO’s roles (7.19-7.30, 7.33, 7.36) – Central reference point for reporting suspicious transactions – Sufficient status & adequate resources – Active role; regular review of exception reports – Keep proper...

... 3.3 on Pages 36 and 40; and second paragraph on Pages 42 and 47). POST SALE CALLS Q18: Will a PSC or notification letters be required for top-ups? A18: The current practice continues and PSC is not required for top-ups. However, insurers may conduct PSC for top-up if it is considered prudent to do so....

... (Footnote 36 – High risk situations) Consideration might be given to obtaining, and taking reasonable measures to verify, the addresses of directors and account signatories. To be repealed Delay in identity verification (Footnote 18) The same principle applies to the verification of address for a direct...

... the various products. It must be noted that insurers generally differ from each other in various degrees in the policy wording and terms adopted for the same type of insurance. From a practical point of view, we shall present in these notes what may be considered a representative summary of the...