... systematic manner. On the other hand, for some insurance brokers with written AML/CTF policies and procedures, it was revealed that the relevant information provided therein was very limited as it just generally quoted the AML/CTF requirements under the relevant ordinances but failed to specifically set out...

... inclusion of a cooling-off period in relation to certain types of life insurance policies (see paragraph 4.2 of this Guideline) can help provide this opportunity for reflection and thereby protect policy holders’ interests. This Guideline aims to set out the relevant requirements for such cooling-off...

... value at the time of death. Who should consider it? Young people wi th l imi ted financial means; individuals who have high protection needs for a period of time or who are looking solely for protection and have other financial plans Individuals in a strong financial s i t ua t i on w ho wa n t b o t h...

...”) – For relevant premiums to qualify for tax deductions, a deferred annuity product must comply with the criteria set out in the guideline (including product design and information disclosure) issued by the Insurance Authority. More details can be found on page 7. Tax deductible MPF voluntary...

...”) – For relevant premiums to qualify for tax deductions, a deferred annuity product must comply with the criteria set out in the guideline (including product design and information disclosure) issued by the Insurance Authority. More details can be found on page 7. Tax deductible MPF voluntary...

...”) – For relevant premiums to qualify for tax deductions, a deferred annuity product must comply with the criteria set out in the guideline (including product design and information disclosure) issued by the Insurance Authority. More details can be found on page 7. Tax deductible MPF voluntary...

...”) – For relevant premiums to qualify for tax deductions, a deferred annuity product must comply with the criteria set out in the guideline (including product design and information disclosure) issued by the Insurance Authority. More details can be found on page 7. Tax deductible MPF voluntary...

... therefore the endorsement of top management is one of the key success elements of risk management policy. The policy must be set out clearly and properly documented. The risk management responsibilities have to be clearly defined and communicated to the staff concerned. Sufficient training has to be...

...) of the questions for the purposes of proper assessment of the customer’s particular circumstances, provided that such addition or modification complies with the requirements set out in paragraph 6.5 of the Guideline. Q5 Can authorized insurers or licensed insurance intermediaries directly ask the...