... DISRUPTION OCCUR THREE TIMES IN THE PAST 20 YEARS WAVE I CIRCA 1995 “Reengineered” WAVE II CIRCA 2000 “Getting Internet” WAVE III CIRCA 2007 “Becoming Guidewired” WAVE IV CIRCA 2015 “Going Digital” THE INSURANCE INDUSTRY NO LONGER OWNS THE NARRATIVE, AND WE ARE BEING INFLUENCED BY A FIREHOSE OF OUTSIDE...

... transitional period); and (iii) has not since the abovementioned date of registration ceased to be engaged in insurance-related work in the insurance industry in Hong Kong for two consecutive years. Cessation of Insurance Practice and Validity of Examination Result  Any insurance intermediaries who have...

... could be sometime after the transitional period); and (iii) has not since the abovementioned date of registration ceased to be engaged in insurance-related work in the insurance industry in Hong Kong for two consecutive years. Cessation of Insurance Practice and Validity of Examination Result • Any...

... the transitional period); and (iii) has not since the abovementioned date of registration ceased to be engaged in insurance-related work in the insurance industry in Hong Kong for two consecutive years. Cessation of Insurance Practice and Validity of Examination Result  Any insurance intermediaries...

... application should be within the transitional period although the date of registration could be sometime after the transitional period); and (iii) has not since the abovementioned date of registration ceased to be engaged in insurance-related work in the insurance industry in Hong Kong for two consecutive...

... such laws - (i) the severest penalty that can be imposed under such laws; (ii) the most extreme intervention measures that can be taken under such laws; or (iii) the withdrawal of the supervised group member’s authorization to carry on the whole or any part of its business as a regulated entity under...

... assessment of prospective ILAS applicants has been carried out before recommendation of an ILAS product; ii. To ensure that the product features, charges and fees, the product and investment risk have been clearly explained to the prospective applicant before fulfilment; iii. To ensure that all necessary...

... Non-Executive Director 4. Professor Chan Wai-sum Non-Executive Director 5. Ms Chitty Cheung Fung-ting Non-Executive Director 6. Mr Kenneth Kwok Tsun-wa Non-Executive Director 7. Mr Ma Ho-fai, GBS, JP Non-Executive Director 8. Mr James Wong Chien-kuo Non-Executive Director 9. Mr Stephen Yiu Kin-wah Non-Executive...

... Non-Executive Director 4. Professor Chan Wai-sum Non-Executive Director 5. Ms Chitty Cheung Fung-ting Non-Executive Director 6. Mr Kenneth Kwok Tsun-wa Non-Executive Director 7. Mr Ma Ho-fai, GBS, JP Non-Executive Director 8. Mr James Wong Chien-kuo Non-Executive Director 9. Mr Stephen Yiu Kin-wah Non-Executive...

... Non-Executive Director 4. Professor Chan Wai-sum Non-Executive Director 5. Ms Chitty Cheung Fung-ting Non-Executive Director 6. Mr Kenneth Kwok Tsun-wa Non-Executive Director 7. Mr Ma Ho-fai, GBS, JP Non-Executive Director 8. Mr James Wong Chien-kuo Non-Executive Director 9. Mr Stephen Yiu Kin-wah Non-Executive...