... leaflet 徵費範圍 除獲法例豁免的保單 外，所有新造或現行的人 壽保險及一般保險（例如旅遊保險、汽車保險、財 產保險及家居保險等）保單的投保人在繳付保費 時，須同時繳付保費徵費。 徵費率及上限 為減低對投保人的影響，保監局會以循序漸進的 方式引入徵費，首階段徵費率為每保單年度保費 的0.04%，其後逐步調整至0.1%。 保費徵費設有上限。整付保費或年度化保費$10萬 或以上的人壽保險保單，以及每年保費$500萬或 以上的一般保險保單，只須繳付徵費上限。例如， 在首階段徵費期間，人壽保險的徵費上限為每保 單年度$40 ，一般保險的徵費上限為每保單年度 $2,000。 保險業監管局...

... and actuarial information submitted by insurers. The total gross premiums reached $489.2 billion in 2017, indicating a year-on-year increase of 8.3%. (Percentage changes in brackets in the following paragraphs represent changes over 2016) Long term business Total...

... office premiums for Individual Life (Non-Linked) business increased by 47.2% to $173.4 billion, while Individual Life (Linked) business dropped by 44.6% to $5.7 billion in terms of new office premiums. The total number of new policies increased by 8.5% to 1,267,560 in 2016. For in-force...

... and actuarial information submitted by insurers. The total gross premiums reached $514.5 billion in 2018, indicating a year-on-year increase of 5.2%. (Percentage changes in brackets in the following paragraphs represent changes over 2017) Long term business Total...

... making profit without the prior permission of the Office of the Commissioner of Insurance. ii TABLE OF CONTENTS Chapter Page 1. INSURANCE PRODUCTS 1/1 1.1 Motor Insurance 1/2 1.1.1 Private Vehicle 1.1.2 Motor Cycle 1.1.3 Commercial Vehicle 1.2 Health Insurance 1/13 1.2.1 Personal Accident (PA) and...

... industry. In developing the QIS 3 package, the IA has worked on the industry data collected from the Second Quantitative Impact Study (QIS 2), and engaged representatives of the Hong Kong Federation of Insurers and the Actuarial Society of Hong Kong for technical discussion, including the approach for...

... Management Expenses Underwriting Profit/(Loss) 17,134,298 13,561,508 13,176,376 2,413,564 1,647,674 12,106,851 9,790,761 9,297,855 4,282 1,903,731 322,834 6,214,929 4,742,187 5,099,370 2,033,067 1,428,650 3,526,096 2,835,591 3,210,155 (18,909) 654,205 (174,731) 155,103 45,485 43,850 19,809 7,310 113,268 34...

... adjudicated by the Insurance Claims Complaints Panel (the ‘Complaints Panel’), which is led by an independent Chairman appointed by the ICB with the prior consent of the Secretary for Financial Services and the Treasury. 2 (b) Of the other four members on the Complaints Panel, two come from the insurance...

... 19/F, 41 Heung Yip Road, Wong Chuk Hang, Hong Kong. Name of Insurer: Type of business Authorized: Contact person for this survey: Name: Telephone: Email: Page 1 of 6 Responses Status of Readiness [Please Select] [Please Select] [Please Select] [Please Select] [Please Select] 1 2 3 4 5 [Please provide...

...授權保 險經紀公司) 保險業監管局 目錄 頁數 1. 引言 1 2. 保險業監管局行使施加罰款權力時的考慮因素 1 3. 生效日期 4 1 1. 引言 1.1. 保險業監管局(“保監局”)根據《打擊洗錢及恐怖分子資金 籌集條例》 (第 615 章 )(“條例” )第 23(1)條發出本指引。根 據條例第 21 條，如果經營長期業務或就長期業務提供意見 的獲授權保險人，及就長期業務進行受規管活動的持牌個 人、獲委任保險代理、持牌保險代理機構或持牌代理人及獲 授權保險經紀公司 (“保險機構”)違反條例第 5(11)條所 界定的指明條文，保監局可以只施加罰款，也可同時向該保 險機構施加其他紀律制裁...