...] Number of Years after Policy Issuance Total Premium Paid since Start of Policy Assuming Net Rate of Return of 0% p.a.* Assuming Net Rate of Return of [3%] p.a.* Assuming Net Rate of Return of [6%] p.a.* Assuming Net Rate of Return of [9%] p.a.* 1 2 3 4 5 10 XX Declaration I confirm having read and...

... government provided an additional capital grant of HK$300 million to the IA in June 2020. A n n u a l R e p o r t 2 0 1 9 - 2 0 7 The Year Under review MarkeT overview in 20191, the total gross premiums of the hong kong insurance industry increased by 10.2% to hk$566,887 million. lonG TerM insUrance bUsiness...

... government provided an additional capital grant of HK$300 million to the IA in June 2020. A n n u a l R e p o r t 2 0 1 9 - 2 0 7 The Year Under review MarkeT overview in 20191, the total gross premiums of the hong kong insurance industry increased by 10.2% to hk$566,887 million. lonG TerM insUrance bUsiness...

... Onshore/ Offshore (including Mainland China Visitors (“MCVs”)) 16 2013 2014 2015 2016 2017 Onshore 63.3 73.9 80.8 94.0 90.1 Offshore (Other than MCVs) 14.2 15.4 18.4 18.5 14.9 MCV 14.9 24.4 31.6 72.7 50.8 16.1% 21.4% 24.2% 39.3% 32.6%15.4% 13.5% 14.0% 10.0% 9.6%68.5% 65.0% 61.8% 50.8% 57.8% TOTAL...

... Onshore/ Offshore (including Mainland China Visitors (“MCVs”)) 16 2013 2014 2015 2016 2017 Onshore 63.3 73.9 80.8 94.0 90.1 Offshore (Other than MCVs) 14.2 15.4 18.4 18.5 14.9 MCV 14.9 24.4 31.6 72.7 50.8 16.1% 21.4% 24.2% 39.3% 32.6%15.4% 13.5% 14.0% 10.0% 9.6%68.5% 65.0% 61.8% 50.8% 57.8% TOTAL...

... Onshore/ Offshore (including Mainland China Visitors (“MCVs”)) 16 2013 2014 2015 2016 2017 Onshore 63.3 73.9 80.8 94.0 90.1 Offshore (Other than MCVs) 14.2 15.4 18.4 18.5 14.9 MCV 14.9 24.4 31.6 72.7 50.8 16.1% 21.4% 24.2% 39.3% 32.6%15.4% 13.5% 14.0% 10.0% 9.6%68.5% 65.0% 61.8% 50.8% 57.8% TOTAL...

... insurance intermediaries, Fintech may lower the distribution and cost of insurers and the client may get a lower-priced insurance policy. On the other hand, what if the algorithm is not ethically set but is designed to over-charge the policyholders. Data analytics is a double-edged sword. It could make...

... insurance intermediaries, Fintech may lower the distribution and cost of insurers and the client may get a lower-priced insurance policy. On the other hand, what if the algorithm is not ethically set but is designed to over-charge the policyholders. Data analytics is a double-edged sword. It could make...

... insurance intermediaries, Fintech may lower the distribution and cost of insurers and the client may get a lower-priced insurance policy. On the other hand, what if the algorithm is not ethically set but is designed to over-charge the policyholders. Data analytics is a double-edged sword. It could make...

... insurance and risk expertise with the aim of realising the potential of BRI. It aims to serve as a forum for exchanging ideas, identifying opportunities and creating solutions that will enable projects to happen,” said Dr Moses Cheng. A total of 29 insurers, reinsurers and insurance brokers have...