... products which provide surrender value not less than total premium paid at all times to be sold directly from an insurer or its Authorized Institution in the capacity as its agent to customers through digital distribution channel (e.g. webpage / mobile app) without recommendation. In such cases, the...

... conditions of the life insurance policy issued to the policy holder by the insurer, including an automatic premium loan. (h) “Policy replacement” has the meaning assigned to it by paragraph 5.2 of this Guideline. (i) “Total cash value” in relation to a life insurance policy, means the aggregate of the...

... conditions of the life insurance policy issued to the policy holder by the insurer, including an automatic premium loan. (h) “Policy replacement” has the meaning assigned to it by paragraph 5.2 of this Guideline. (i) “Total cash value” in relation to a life insurance policy, means the aggregate of the...

..., vindicating our belief that alternative distribution by Insurtech is capable of penetrating underserved segments and meeting hidden demands. 3 Insurers are eager to extend the winning streak with a larger universe of products, and we catered for their aspirations by deploying the Insurtech Sandbox. A total of...

... has experienced substantive growth in recent years. The total gross premiums in the first three quarters of 2017 amounted to $363.2 billion, representing a year-on-year increase of 11%. While we are encouraged by this remarkable performance, we have never forgotten our great responsibility to...

..., vindicating our belief that alternative distribution by Insurtech is capable of penetrating underserved segments and meeting hidden demands. 3 Insurers are eager to extend the winning streak with a larger universe of products, and we catered for their aspirations by deploying the Insurtech Sandbox. A total of...

... has experienced substantive growth in recent years. The total gross premiums in the first three quarters of 2017 amounted to $363.2 billion, representing a year-on-year increase of 11%. While we are encouraged by this remarkable performance, we have never forgotten our great responsibility to...

... A shift in mindset from an emphasis on savings and investment return to a focus on protection is essential if we are to narrow the protection gap,” he said. The event featured a total of three panel discussions - the first one on GBA moderated by Mr Laurence Li, Chairman of the Financial...

... has experienced substantive growth in recent years. The total gross premiums in the first three quarters of 2017 amounted to $363.2 billion, representing a year-on-year increase of 11%. While we are encouraged by this remarkable performance, we have never forgotten our great responsibility to...

... per year, irrespective of the number of policies that cover the insured person. However, there is no cap on the number of specified relatives who are eligible for tax deductions. For instance, if the taxpayer purchases a total of four policies for four insured persons (e.g. the taxpayer himself and...