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The sales process in general
...(s) of income, your expected coverage and premium payment period, etc. Through this analysis, you can assess your protection needs in the following areas: Financial protection Health care needs Regular income Savings Investment...
https://www.ia.org.hk/english/participating_policy/sales_process.html -
Date: 2024-01-18
... relating to injuries. Waiting period Diseases Injuries Mode of compensation Benefit limit Coverage level Premium level Deductible options If you are already covered by group medical benefits, consider supplementing the group plan’s basic protection by adding an individual plan with deductible options, so...
https://www.ia.org.hk/english/medical_insurance/files/Medical_insurance_applying_for_insurance_en.pdf -
Date: 2020-10-14
... relating to injuries. Waiting period Diseases Injuries Mode of compensation Benefit limit Coverage level Premium level Deductible options If you are already covered by group medical benefits, consider supplementing the group plan’s basic protection by adding an individual plan with deductible options, so...
https://www.ia.org.hk/english/infocenter/files/Medical_insurance_applying_for_insurance_en.pdf -
Date: 2021-12-14
... relating to injuries. Waiting period Diseases Injuries Mode of compensation Benefit limit Coverage level Premium level Deductible options If you are already covered by group medical benefits, consider supplementing the group plan’s basic protection by adding an individual plan with deductible options, so...
https://www.ia.org.hk/english/infocenter/files/Medical_insurance_applying_for_insurance_en.pdf -
Date: 2022-05-24
... FREQUENTLY ASKED QUESTIONS 1 (as at 22 October 2013) Frequently Asked Questions on Updated Requirements Relating to the Sale of Investment Linked Assurance Scheme (“ILAS”) to Enhance Customer Protection Disclaimer: The list of questions and answers below are for reference only. Members are advised...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/files/1.FAQ_on_Updated_Requirements_Relating_to_Sale_of_ILAS.pdf -
Date: 2019-12-20
[PDF]
Circular_30092021.pdf
... were contemplating the use of premium financing to finance their purchase of life insurance policies may not be sufficiently informed about the potential impact of the financing arrangements on the benefits and the insurance protection under the policies. Details of the observations of the two...
https://www.ia.org.hk/english/legislative_framework/circulars/reg_matters/files/Circular_30092021.pdf -
Date: 2021-12-10
[HTML]
Introduction
..., universal life policies and various types of endowment policies. Protection products, such as term life or Voluntary Health Insurance Scheme policies, which typically do not have any cash value, are rarely seen in premium financing arrangements as they are less likely to be accepted as collateral....
https://www.ia.org.hk/english/premium_financing/index.html -
Date: 2024-01-18
... insurance plans in the market, each with different coverage levels, benefit limits, modes of compensation, premium levels and deductible options. Consider your own protection needs and study the coverage of different plans in detail to find the product that best suits your needs. If you are already covered...
https://www.ia.org.hk/english/medical_insurance/tips_on_applying_for_insurance.html -
Date: 2024-01-18
... Insurance Digital Onboarding Protection of policyholders’ interests When authorized insurers conduct insurance business over the Internet, they must comply with the Insurance Ordinance (Cap. 41) and other applicable regulatory guidelines and...
https://www.ia.org.hk/english/digital_onboarding/protection_of_policy_holders_interests.html -
Date: 2024-01-18
... Charges of Investment-linked Long Term Insurance Policies A. Charges B. Charges related to Investment-linked Policy iv. Types of Investment-linked Long Term Insurance Policies v. Premium Structures of Investment-linked Policies A. Single Premium Plan B. Regular Premium Plan vi. Basic Calculations of...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/files/5.IL_syllabus_eng_2015_2017.pdf -
Date: 2019-12-02