... insurance. Some prominent examples include design and calibration of the Risk-based Capital Regime, implementation of the group-wide supervision framework, advent of four virtual insurers, introduction of innovative products to facilitate retirement planning, nurturing of an ecosystem for insurance-linked...

... different. Volume breeds standardization, such that customers at this end of the market are offered insurance products on set terms and conditions on a “take it or leave it” basis. These retail insurance products are formulated unilaterally by insurers through their product design processes with...

... the market, and choose the most suitable and affordable option. As the product design and key features of QDAP products in the market vary, QDAP Selection Made Easy is a useful tool to help potential policy holders compare products and make smart, informed purchase decisions.” QDAP is...

... Traditional Chinese version should prevail. Accessibility Statement This website adopts web accessibility design and conforms to the World Wide Web Consortium (W3C) internationally recognised Web Content Accessibility Guidelines (WCAG) 2.0 Level AA standard. This means that it meets...

... of the IA or exemptions, a person must not use the word “insurance” or “保險” in the description or name under which the person is carrying on business in or from Hong Kong. A person who contravenes the above commits an offence and is liable to a fine of $200,000 and, in the case of an individual, also...

... insurer:   General Business Insurer  The solvency margin is the greater of : one-fifth of the relevant premium income up to HK$200 million, plus one-tenth of the amount by which the relevant premium income exceeds HK$200 million; or...

... and how we take account of it in our conduct supervision work. In particular, we examine the principle in the context of an insurer’s corporate culture, product development, claims handling and design of its commission structures. “Maturity” of the insurance market...

... diligence, transaction records, registers of suspicious transaction reports, training records; 4 We have adopted a risk-based approach to design, implement and regularly review our AML/CFT policies, procedures and controls (collectively referred to as “AML/CFT Systems”); 5 Our Senior Management is satisfied...

... the area of corporate training, since 2003, more than 200 well established companies have adopted our products and services to enhance the technical competency and professional expertise of their employees. 高峰進修學院(PEAK)是VTC機構成員，致力為業界提供全面的在職培訓及專業考試 服務，擁有超過20年專業及企業人才培訓經驗，實力及規模皆處於領導地位。為配合 社會的發展和需要，本學院不斷...