... information provided to the IA in support of the Sandbox application. (x) Appropriate training should be provided to the intermediaries before they are allowed to use the VC facilities. (xi) Notifying the IA forthwith of – a. any sudden surge of complaints arising from the operation; b. the need to trigger...

... major jurisdictions in 2050: Japan (1st at 40.1%); South Korea (2nd at 35.9%); Taiwan (4th at 34.9%); Germany (19th at 30.1%); US (48th at 22.1%). - 4 - million in 2014 to 2.58 million in 2064. Hong Kong people are definitely living longer. Among the elderly people now aged 65, 60% are expected to live...

... suitability of the premium payment term. For instance, a policy maturing in 40 years with prolonged redemption penalties would unlikely be appropriate for a 60-year-old client. (b) Regular premium – It is also necessary to ascertain the client’s ability to pay continuously throughout the policy payment term....

... major jurisdictions in 2050: Japan (1st at 40.1%); South Korea (2nd at 35.9%); Taiwan (4th at 34.9%); Germany (19th at 30.1%); US (48th at 22.1%). - 4 - million in 2014 to 2.58 million in 2064. Hong Kong people are definitely living longer. Among the elderly people now aged 65, 60% are expected to live...

... major jurisdictions in 2050: Japan (1st at 40.1%); South Korea (2nd at 35.9%); Taiwan (4th at 34.9%); Germany (19th at 30.1%); US (48th at 22.1%). - 4 - million in 2014 to 2.58 million in 2064. Hong Kong people are definitely living longer. Among the elderly people now aged 65, 60% are expected to live...

...$'000 港幣千元 HK$'000 港幣千元 HK$'000 港幣千元 HK$'000 港幣千元 HK$'000 港幣千元 HK$'000 港幣千元 HK$'000 港幣千元 HK$'000 綜合 Comprehensive 433,119 329,222 325,479 122,812 86,143 263,435 193,692 200,862 (4,533) 58,484 (15,477) 24,862,974 69,029 第三者 Third Party 158,899 122,258 116,778 45,732 33,643 77,485 60,301 67,799 (1,108) 21...

... for investment will be lower than your premiums paid. The upfront charge is calculated as follows: Upfront Charge = Premiums received X Upfront Charge % Policy year Upfront charge % % of premium received available for investment after upfront charge 1 A% (100 – A)% 2 B% (100 – B)% 3 C% (100 – C)% 4 D...

... projection or estimation of the future returns. The future crediting interest rate may be lower or higher. Details of the current scale of charges are presented in Summary of Charges. [H] End of Policy Year [I] Total Premiums Paid [N] Pessimistic Basis [N] Optimistic Basis Crediting Interest Rate: X% p.a....

... 452,066 附加合約: Supplementary Contracts: 意外及疾病 (醫療) Accident & Sickness (Medical) 0 7,941 0 127 0 8,068 意外及疾病 (非醫療) Accident & Sickness (Non-medical) 0 2,103 0 82 0 2,185 非意外及疾病 Other than Accident & Sickness 0 2,527 0 60 0 2,587 類別 C 總額 Total of Class C 1,124,715 304,405 1,924,366 160,501 3,049,081 464...