... technology could reinvent insurance, I am extremely excited to learn that insurance companies and technology companies are competing to bring in new Insurtech applications and - 2 - improvements to the existing infrastructure and business processes. When I look through today’s agenda, I notice that Insurtech...

... Kong). 2 There is no dispute that 2019 and 2020 are two of the three hottest years recorded in history. Rising temperatures bring higher sea levels and affect ecosystems. What used to be called rarities such as super typhoons, severe blizzards, sprawling bushfires, parching droughts and drenching...

... technology could reinvent insurance, I am extremely excited to learn that insurance companies and technology companies are competing to bring in new Insurtech applications and - 2 - improvements to the existing infrastructure and business processes. When I look through today’s agenda, I notice that Insurtech...

...：[email protected] A B 1 2 3 合適與否 保障金額 負擔能力 仔細考慮你需要甚麼財務保障，並選擇最 切合你個人目標及需要的保障範圍。 評估你的財務能力，特別是購買保費期較長 的人壽保險。因為較長的保費期可能會對你 的財務狀況造成負擔。你購買人壽保險前， 宜先利用「財務需要分析」來幫助了解你的 財務能力。 4 產品比較 比較各家保險公司所提供的產品並作出評估， 從而選擇最切合自己需要的保障。不要只著眼 於保費金額。保費多寡，通常與保障範圍和條 款相關。如有需要，你可向保險公司或保險中 介人查詢。 慎重釐定投保金額。一般保險（如財產險）的 投保額應與受保財物的重置價值相符。至於人 壽保險的投保額，應能足夠...

... IFEC. Copyright © 2020 Insurance Authority and Investor and Financial Education Council. All rights reserved. www.ifec.org.hk [email protected] Website: www.ia.org.hk Tel: (852) 3899 9983 Email: [email protected] A B 1 2 3 Tips on buying insurance Suitability Protection amount A�ordability Consider...

... allowed on an annual basis (i.e. policy holders are not required to submit an application every year), the premium may be adjusted annually according to the age of the policy holders as prescribed in the contract. 2. Consider your personal needs There are a variety of medical...

... by the Insurance Authority under the Insurance Ordinance (Cap. 41). 2. Conduct a self assessment of your actual needs and financial position Before applying for insurance, you should consider your specific protection needs and your reason for taking out an...

... information during the FNA process, the intermediary cannot recommend any insurance product to you. 2. Pay attention to the proportion of non-guaranteed benefits The proportion of non-guaranteed benefits varies amongst different participating products. Refer to this proportion to...

... technology could reinvent insurance, I am extremely excited to learn that insurance companies and technology companies are competing to bring in new Insurtech applications and - 2 - improvements to the existing infrastructure and business processes. When I look through today’s agenda, I notice that Insurtech...

... October 2011) to insurers of asking for Brokers Declaration on remuneration. Members shall start preparing for the implementation, which may include:- (1) Joint compliance, legal and operational executive review of the implications; (2) Legal compliance consideration and recommendation for internal...