... value at the time of death. Who should consider it? Young people wi th l imi ted financial means; individuals who have high protection needs for a period of time or who are looking solely for protection and have other financial plans Individuals in a strong financial s i t ua t i on w ho wa n t b o t h...

... options in the suggested FNA form as set out in the Appendix, and strictly follow the wording. In cases where the insurers have compelling reasons not to do so, they should approach the IA accordingly. III. ADVICE TO CUSTOMERS Q 8. “Insurance advice provided by intermediaries” needs to be based upon...

... persons in control functions or appointed actuary of the insurer are fit and proper. 2.3 For the purpose of this Guideline, a reference to the “shareholder controller” herein may mean a controller defined under section 9(1)(a)(iii)(B) or 13B(1) of the Ordinance as the case may be. Controllers under...

... substantive meaning of the information as stated above is retained in spite of the modification; (ii) in spite of the modification, the principle of “fair customer treatment” and the objective of the RPQ in paragraph 6.1 of the Guideline continue to be satisfied; and (iii) the reason(s) for such modification...

... substantive meaning of the information as stated above is retained in spite of the modification; (ii) in spite of the modification, the principle of “fair customer treatment” and the objective of the RPQ in paragraph 6.1 of the Guideline continue to be satisfied; and (iii) the reason(s) for such modification...

... substantive meaning of the information as stated above is retained in spite of the modification; (ii) in spite of the modification, the principle of “fair customer treatment” and the objective of the RPQ in paragraph 6.1 of the Guideline continue to be satisfied; and (iii) the reason(s) for such modification...

... begin in 2015/2016, to be followed by another consultation exercise.  Phase III will involve amendment of legislation. At least 2 to 3 years will be needed to complete all the preparatory tasks including public consultations.  Phase IV will be the implementation phase. The new RBC regime should be...

... directors of a Member or a body corporate of which the Member is a Subsidiary are accustomed to act; (iii) who, alone or with any associate or through a nominee, is entitled to exercise, or control the exercise of, 15% or more of the voting power at any general meeting of a Member or of a body corporate of...

... business in Hong Kong for a cumulative period of at least fi ve years within the six-year period immediately before 15 May 2006; iii. for an Applicant who has not passed the paper on Travel Insurance Agents Examination under the Insurance Intermediaries Qualifying Examination recognized by the Insurance...