... calculated as follows: Upfront Charge = Premiums received X Upfront Charge % Policy year Upfront charge % % of premium received available for investment after upfront charge 1 A% (100 – A)% 2 B% (100 – B)% 3 C% (100 – C)% 4 D% (100 – D)% 5... ….. ….. For simple charge structure: Upfront charges: [% Range] of...

... calculated as follows: Upfront Charge = Premiums received X Upfront Charge % Policy year Upfront charge % % of premium received available for investment after upfront charge 1 A% (100 – A)% 2 B% (100 – B)% 3 C% (100 – C)% 4 D% (100 – D)% 5... ….. ….. For simple charge structure: Upfront charges: [% Range] of...

... Risks Consortium Orchestrates and facilitates State Owned Enterprises / Captives Anchor Re/insurers Re/insurance Brokers Mainland Re/insurers in HK Hong Kong authorized insurers Lloyd’s Class Capacity(US$M) Credit 530 Engineering 1190 K&R 185 Liability 100 Marine 125 Political Risk 675 Political...

... Risks Consortium Orchestrates and facilitates State Owned Enterprises / Captives Anchor Re/insurers Re/insurance Brokers Mainland Re/insurers in HK Hong Kong authorized insurers Lloyd’s Class Capacity(US$M) Credit 530 Engineering 1190 K&R 185 Liability 100 Marine 125 Political Risk 675 Political...

... premiums will decline by 3 0.1%, while total sum of related claims could eventually balloon to a mind- boggling US$100 billion. The insurance industry in Hong Kong is not immune, with latest statistics showing that premium growth for the first three quarters of 2020 had slowed down to 5.5%. New business...

...,639.3 1,709.7 -4.1% Pecuniary Loss 非比例協約 180.5 153.4 17.7% 153.4 139.1 10.3% Non-Proportional Treaty 比例協約 654.5 499.4 31.1% 546.5 428.5 27.5% Proportional Treaty 總額 55,434.6 53,100.8 4.4% 37,704.0 34,733.4 8.6% Total 一般保險業務 General Insurance Business 業務類別 2019 2018 Class of Business 百萬元 百萬元 $ m $ m 意外及...

... Management Expenses Underwriting Profit/(Loss) 9,915,161 8,260,777 7,101,072 1,033,816 732,773 6,247,622 4,949,795 4,985,298 27,329 1,045,794 309,878 2,682,625 2,184,450 2,289,940 605,347 467,297 1,686,915 1,384,949 1,436,622 (4,388) 308,327 82,082 85,217 19,100 22,073 7,065 4,731 29,575 26,543 16,267 0 3...

... (agent); or (d) a director or an employee of a licensed insurance agency who manages or controls any matter relating to a regulated activity of the agency. Contravention – A person who contravenes this restriction commits an offence and is liable to a fine of up to level 6 (i.e. HK$100,000 at present...

... should consider it? Young people wi th l imi ted financial means; individuals who have high protection needs for a period of time or who are looking solely for protection and have other financial plans Individuals in a strong financial s i t ua t i on w ho wa n t b o t h protection and long-term savings...

... 截至2020年底的未滿期保費 Unearned Premiums at the end of 2020 149.8 269.2 16.3 136.8 82.5 1,756.4 591.9 594.2 13.1 250.6 3,860.8 截至2019年底的未滿期保費 Unearned Premiums at the end of 2019 151.0 436.4 24.1 125.3 100.6 1,474.2 660.0 496.4 11.2 234.9 3,714.1 增加/(減少) Increase/(Decrease) (1.2) (167.2) (7.8) 11.5 (18.1...