... persons and arrangements (R24-R25) Powers & responsibilities of competent authorities and other institutional measures (R26-R35) International cooperation (R36-R40) What are 40 Recommendations? R1 Assessing risk & applying a risk- based approach R3 Money laundering offence R6 Targeted financial sanctions...

... as well as when Members have conducted the “Know Your Client” procedures to update clients’ information. Product Selection 6. It is the proposition of the Insurance Authority that ILAS products should bring insurance value to clients, and all authorized insurers in Hong Kong have agreed that, as from...

..., dated and signed by both the clients and the intermediary with his/her identity clearly disclosed. 6. Client’s circumstances may change over time. Members should conduct the necessary procedures whenever appropriate to update the information on their record, in particular when the circumstances of the...

.../en/login.html ANNEX 3 Summary of Penalty Framework for CPD breaches for the Assessment Period 2021/2022 Shortfall of CPD hours Penalties Shortfall is 6 hours or less A fine of $600 per hour of shortfall will be imposed, plus the shortfall must still be rectified by 31 October 2022. Failure to rectify...

... would record each ride in detail and rate the driver based on a comprehensive range of factors including smooth acceleration, braking technique, turning technique and safe speed. Policy holders may be rewarded with cash rebates based on their driving scores. This demonstrates how the combination of 6...

...’ time, i.e. by 2041, we expect that 30% of the population will be aged 65 or above. With the life expectancy of Hong 6 Kong people becoming the longest in the world, the “silver hair population” will create vast demand for retirement protection financial products and healthcare services. Amongst various...

... would record each ride in detail and rate the driver based on a comprehensive range of factors including smooth acceleration, braking technique, turning technique and safe speed. Policy holders may be rewarded with cash rebates based on their driving scores. This demonstrates how the combination of 6...