...�� !"#$%&'()*+ �� !"#$%��&'(")*+ �� !"#$%&'()*+,-. �� !"#$%&'()*+,-. �� !"#$%&'(')*– (1) �� 2002� 1� 1�� ! �� !"#$%&'�()*+,- �� !"#$%&' (2) �� 2002� 1� 1�� ! �� !"#$�%&'()*+,- �� !"#"$%&'()*+ 50 �� !"#$%&%'()*+,( �� �� !"#$% ��� !"#$%& 2 0 0 2 �1 � 1 �� !"#$%&' �� !"#$%&'()�*+,- �� !�� !"#$�� !"# �� !"#$%&'( �� 2002�1�1�� !"# �� !"#$%&'()2002�1� 1�� !"#$%&'()*+,- �� !" 10�� !"# 20...

..., overall NCIR decreased from 59.3% to 57.3% in 2013. The star performer was Pecuniary Loss business which recorded the lowest NCIR, i.e. below 20%. Figure 2.5 Net Claims Incurred Ratio Direct & Reinsurance Inward Business 70 60 50 40 30 2009 2010 2011 2012 2013 Direct Business Reinsurance Inward Business...

..., overall NCIR decreased from 59.3% to 57.3% in 2013. The star performer was Pecuniary Loss business which recorded the lowest NCIR, i.e. below 20%. Figure 2.5 Net Claims Incurred Ratio Direct & Reinsurance Inward Business 70 60 50 40 30 2009 2010 2011 2012 2013 Direct Business Reinsurance Inward Business...

..., overall NCIR decreased from 59.3% to 57.3% in 2013. The star performer was Pecuniary Loss business which recorded the lowest NCIR, i.e. below 20%. Figure 2.5 Net Claims Incurred Ratio Direct & Reinsurance Inward Business 70 60 50 40 30 2009 2010 2011 2012 2013 Direct Business Reinsurance Inward Business...

... 323.2 266.7 238.1 109.9 88.4 36.2 44.4 10.9 1,531.6 1,134.6 774.8 461.4 306.1 193.8 112.4 61.6 30.4 21.5 2012 451.6 390.3 327.5 298.4 212.5 123.1 58.8 27.1 17.4 1,689.4 1,202.8 845.1 531.5 321.6 179.0 106.6 84.8 41.3 2013 496.9 439.1 380.0 339.4 230.7 94.5 50.3 27.9 1,703.2 1,236.6 955.6 580.8 343.8...

... Management Expenses Underwriting Profit/(Loss) 18,331,545 14,716,785 14,324,524 2,550,920 1,768,073 12,271,312 9,944,037 10,089,262 6,088 2,174,785 286,316 6,243,466 5,218,742 4,951,226 1,815,508 1,467,849 3,601,375 2,775,932 3,241,792 2,650 659,042 (420,107) 160,079 56,787 50,799 18,340 13,870 49,716 27,954...

... net of any underlying/ reference fund charges levied by fund houses which vary with different underlying/ reference funds. Assuming the underlying/ reference fund charges are [1.50%] p.a., the gross rates of return on the underlying assets of the underlying/ reference funds used in this illustration...

... net of any underlying/ reference fund charges levied by fund houses which vary with different underlying/ reference funds. Assuming the underlying/ reference fund charges are [1.50%] p.a., the gross rates of return on the underlying assets of the underlying/ reference funds used in this illustration...

... net of any underlying/ reference fund charges levied by fund houses which vary with different underlying/ reference funds. Assuming the underlying/ reference fund charges are [1.50%] p.a., the gross rates of return on the underlying assets of the underlying/ reference funds used in this illustration...

... 主席的話 Chairman’s Message 第一章 保險業監管局 Chapter 1 About the Insurance Authority 第二章 機構管治 Chapter 2 Corporate Governance 第三章 2016-17年度主要工作 Chapter 3 Major Initiatives in 2016-17 第四章 展望 Chapter 4 Outlook 報告及財務報表 Reports and Financial Statements 附錄 Appendices 2 6 10 14 20 24 44 目錄 Contents 2 保險業監管局 Insuran...