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⏭...：[email protected] A B 1 2 3 合適與否 保障金額 負擔能力 仔細考慮你需要甚麼財務保障，並選擇最 切合你個人目標及需要的保障範圍。 評估你的財務能力，特別是購買保費期較長 的人壽保險。因為較長的保費期可能會對你 的財務狀況造成負擔。你購買人壽保險前， 宜先利用「財務需要分析」來幫助了解你的 財務能力。 4 產品比較 比較各家保險公司所提供的產品並作出評估， 從而選擇最切合自己需要的保障。不要只著眼 於保費金額。保費多寡，通常與保障範圍和條 款相關。如有需要，你可向保險公司或保險中 介人查詢。 慎重釐定投保金額。一般保險（如財產險）的 投保額應與受保財物的重置價值相符。至於人 壽保險的投保額，應能足夠...
https://www.ia.org.hk/english/infocenter/files/Tips_on_buying_insurance_Chn_2020.pdf -
Date: 2022-05-24
... IFEC. Copyright © 2020 Insurance Authority and Investor and Financial Education Council. All rights reserved. www.ifec.org.hk [email protected] Website: www.ia.org.hk Tel: (852) 3899 9983 Email: [email protected] A B 1 2 3 Tips on buying insurance Suitability Protection amount A�ordability Consider...
https://www.ia.org.hk/english/infocenter/files/Tips_on_buying_insurance_Eng_2020.pdf -
Date: 2022-05-24
... refer to the section Common insurance classifications on this webpage. 3. Pay attention to excluded items Most medical insurance policies contain a list of exclusions, such as preventive treatments, congenital diseases, and pre-existing conditions. Insurers will not compensate...
https://www.ia.org.hk/english/medical_insurance/tips_on_applying_for_insurance.html -
Date: 2024-01-18
[HTML]
Points to note
... with an emergency. 3. Read the policy terms and make sure you understand what after-sales service is available Read the policy terms carefully. If you have any questions about the content, call the insurer’s hotline or contact the online customer service officer...
https://www.ia.org.hk/english/digital_onboarding/online/points_to_note.html -
Date: 2024-01-18
... expectations. 3. Refer to the fulfillment ratio The fulfillment ratio applies to most participating products to help you understand the past performance of the distribution of the non-guaranteed benefits of a product. A ratio close to 100% means the insurer has come close to achieving...
https://www.ia.org.hk/english/participating_policy/how_to_choose_participating_policy.html -
Date: 2024-01-18
... coverage, they would be - 3 - charged a premium loading because insurance companies need to charge high premiums to mitigate risks. Now insurance companies can partner with technology companies to develop mobile apps to gather and utilise customers’ blood sugar level data, to keep track and analyse their...
https://www.ia.org.hk/english/infocenter/files/Speech_for_Harbor_Insurance_Innovation_Summit.pdf -
Date: 2020-06-12
... Microsoft Word - GN8Dealingwithreferralbusiness CIB-GN(8) (Issued on 7 May 2010) Guidance Note on Dealing with Referral Business According to Membership Regulation 3.5, the General Committee is issuing this Guidance Note on Dealing with Referral Business in order to clarify the existing...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/files/1_CIB_GN8_Guidance_Note_on_Dealing_with_Referral_Business_v1_7_5_2010_eg19.pdf -
Date: 2019-12-20
... Offence/Bankruptcy/Disciplinary Action 3 Other Matters Please state the registered name of Appointing Principal in the Application Form. Please ensure you have provided all the information and documents required in support of this Application. Every question in the Application Form should be answered....
https://www.ia.org.hk/english/infocenter/forms/files/NotesonIndividualLicenceApplication.pdf -
Date: 2019-09-22
[PDF]
cir_aml_20170817.pdf
... of Security Council resolution 2368 (2017) no longer apply to the name set out below. A. Individual associated with ISIL (Da’esh) and Al-Qaida QDi.255 Name: 1: ADIL 2: MUHAMMAD 3: MAHMUD 4: ABD AL-KHALIQ Name (original script): Title: na Designation: na DOB: 2 Mar. 1984 POB: Bahrain Good quality...
https://www.ia.org.hk/english/legislative_framework/circulars/antimoney_laundering/files/cir_aml_20170817.pdf -
Date: 2018-01-15