... advise the customer accordingly. 3) The FNA must be clearly identified as a “Financial Needs Analysis” and must be signed and dated by the customer applicant(s). To facilitate the intermediary to properly carry out the analysis, the FNA form should also include the following: i) Personal particulars (of...

... “support” the customer’s affordability. It was found that some customers were able to use PF to purchase policies with a level of premium typically in excess of his/her affordability levels, resulting in over-leveraging3. In one particular case, the total premium amount of the said policy was found to be...

... July 2015 Statements issued by the Financial Action Task Force on Money Laundering (“FATF”) 16 July 2015 United Nations (Anti-Terrorism Measures) Ordinance 3 July 2015 United Nations...

...: private or public reprimand; pecuniary penalty not exceeding the greater of HK$10 million or 3 times the profit gained or loss avoided as a result of the contravention; suspension of the authorization; revocation of the authorization; and prohibition of...

.../gsf-data-source-repository/ 2 3. Climate-related targets, actions and assessment – including datasets that facilitate assessment of portfolio alignment to well-below 2°C or 1.5°C emissions scenarios, and carbon reduction assessment and target setting on country, city or company levels. 4. Carbon exposure – including...

... client into her personal bank account so she could pay it onto her appointing insurer. The premium was for the purpose of reinstating the client’s insurance policy which had lapsed on 28 September 2018. The agent did not, however, pay the premium onto her appointing insurer until 3 September 2019...

... the QIS 1 results on or before 1 December 2017 Data analysis will be performed thereafter Preparation of QIS 2 2 Process for Development of QIS 1 Engagement with Industry 3 • 4 Industry Focus Groups (IFG) set up in Oct 2016 • Members of IFGs • Actuarial Society of Hong Kong (ASHK) • Hong Kong...

... may be asked to provide additional information to help us process your application. We may not be able to process your application if you do not provide sufficient information. 你或需提供更多資料，以協助我們處理你的申請。如你未能提供足夠資料，本局可能無法處 理你的申請。 3. The information provided will be used for processing your application for...

... may be asked to provide additional information to help us process your application. We may not be able to process your application if you do not provide sufficient information. 你或需提供更多資料，以協助我們處理你的申請。如你未能提供足夠資料，本局可能無法處 理你的申請。 3. The information provided will be used for processing your application for...