... and transportation expenses incurred according to the specific hours of delay (e.g. 6 hours or more) stated in the policy.  Trip curtailment The insured person can be reimbursed for irrecoverable deposits or prepaid expenses (e.g. accommodation, transportation...

... overall retirement objectives. Make your annuity part of your retirement wealth portfolio Premiums Income period Annuity income Non- guaranteed Guaranteed 5 6 7 8 6 ...

... United Nations (Anti-Terrorism Measures) Ordinance 12 January 2018 Our Ref: INS/TEC/6/45 To : Chief Executives of all authorized insurers Dear Sirs, United Nations (Anti-Terrorism Measures) Ordinance We are writing to inform you that an updated list of terrorists and terrorist associates...

... and indicates in the IFS that the purpose is also for life protection as in (b) above, it is acceptable that the client selects Option A of the “Suitability Declaration”. IMPORTANT FACTS STATEMENT (“IFS”) Q6: Is an embedded feature of the policy such as indexation interpreted as a “top up” and...

... United Nations (Anti-Terrorism Measures) Ordinance 12 January 2018 Our Ref: INS/TEC/6/45 To : Chief Executives of all authorized insurers Dear Sirs, United Nations (Anti-Terrorism Measures) Ordinance We are writing to inform you that an updated list of terrorists and terrorist associates...

..., specifying: 6 Source: The latest report can be found on the Government’s website. https:/www.fstb.gov.hk/fsb/aml/en/risk-assessment.htm ML/TF threats in insurance industry identified ML/TF vulnerabilities in insurance industry identified Chapter 1 - Overview https://www.fstb.gov.hk/fsb/aml/en/doc...

..., specifying: 6 Source: The latest report can be found on the Government’s website. https:/www.fstb.gov.hk/fsb/aml/en/risk-assessment.htm ML/TF threats in insurance industry identified ML/TF vulnerabilities in insurance industry identified Chapter 1 - Overview https://www.fstb.gov.hk/fsb/aml/en/doc...

..., specifying: 6 Source: The latest report can be found on the Government’s website. https:/www.fstb.gov.hk/fsb/aml/en/risk-assessment.htm ML/TF threats in insurance industry identified ML/TF vulnerabilities in insurance industry identified Chapter 1 - Overview https://www.fstb.gov.hk/fsb/aml/en/doc...

... account of in determining the client money requirement. Such reconciliations should be carried out whenever the ledgers are updated which should be no less than monthly. 4.6 Make good the balance of the client accounts within the next business day, (a) When a deficiency of funds in client accounts is...

... will also need to be taken account of in determining the client money requirement. Such reconciliations should be carried out whenever the ledgers are updated which should be no less than monthly. 4.6 Make good the balance of the client accounts within the next business day, (a) When a deficiency of...