... Commissioner of Insurance. ii TABLE OF CONTENTS Chapter Page 1. RISK AND INSURANCE 1/1 1.1 Concept of Risk 1/1 1.1.1 Meaning of Risk 1.1.2 Classification of Risk 1.1.3 Risk Management 1.2 Functions and Benefits of Insurance 1/4 2. LEGAL PRINCIPLES 2/1 2.1 The Law of Contract 2/1 2.1.1 Definition 2.1.2 Types of...

... category II 7 8 15 I Retirement scheme management category III 20 21 41 1 Accident 61 29 90 2 Sickness 58 23 81 3 Land vehicles 49 23 72 4 Railway rolling stock 50 29 79 5 Aircraft 26 22 48 6 Ships 52 32 84 7 Goods in transit 56 30 86 8 Fire and natural forces 60 25 85 9 Damage to property 60 25 85 10...

... category II 7 8 15 I Retirement scheme management category III 20 21 41 1 Accident 61 29 90 2 Sickness 58 23 81 3 Land vehicles 49 23 72 4 Railway rolling stock 50 29 79 5 Aircraft 26 22 48 6 Ships 52 32 84 7 Goods in transit 56 30 86 8 Fire and natural forces 60 25 85 9 Damage to property 60 25 85 10...

... gain), or, at best, no change. Such risks include fire, accident and other undesirable happenings. (ii) Speculative Risks offer the potential of gain or loss. Such risks include gambling, business ventures and entrepreneurial activities. The majority of the risks which are insured by commercial...

...關人士在符合其他所有適用的發牌規定的前提下，將可獲保 險業監管局（「保監局」）發出中介人牌照，以進行通過該等試卷所允許的相關業務 類別的受規管活動。然而，於通過遙距考試的日期起計 18 個月內 1（「18 個月期」）， 有關人士必須： (i) 完成由職訓局營運管理的有關資格考試試卷的特設培訓課程（完成課程後可 獲取若干持續專業培訓時數）—— 詳情請參閱附錄；或 1 保監局或會因資格考試遲遲未能復辦，以致可用於補考或完成特設培訓課程的時間不足，而指明一段 更長的期限。 - 2 - (ii) 參加原有資格考試的相關試卷並考獲及格成績。 (2) 憑藉遙距考試成績向保監局申請中介人牌照的有關人士，只會獲發...

... the potential policyholder) - name, date of birth, address, contact numbers, marital status, occupation, etc ii) Needs analysis - financial income (monthly salary, bonus, other incomes, etc) - financial outgoings (monthly living expenses, rent/mortgage redemption, etc) - usable assets (savings, life...

... which the risk is underwritten in Hong Kong, that is to say: (i) 保單是在香港發出的； (i) the policy is issued in Hong Kong; (ii) 投保表格、投保申請表格或任何其他同類性質的表格是在香港擬備或簽署的； (ii) the proposal form, application form or any other form of a similar nature is prepared or signed in Hong Kong; (iii) 投保表格、投保申請表格或任何其他同類性質的表格是在...

... which the risk is underwritten in Hong Kong, that is to say: (i) 保單是在香港發出的； (i) the policy is issued in Hong Kong; (ii) 投保表格、投保申請表格或任何其他同類性質的表格是在香港擬備或簽署的； (ii) the proposal form, application form or any other form of a similar nature is prepared or signed in Hong Kong; (iii) 投保表格、投保申請表格或任何其他同類性質的表格是在...

... which the risk is underwritten in Hong Kong, that is to say: (i) 保單是在香港發出的； (i) the policy is issued in Hong Kong; (ii) 投保表格、投保申請表格或任何其他同類性質的表格是在香港擬備或簽署的； (ii) the proposal form, application form or any other form of a similar nature is prepared or signed in Hong Kong; (iii) 投保表格、投保申請表格或任何其他同類性質的表格是在...

..., in relation to which the risk is underwritten in Hong Kong, that is to say: (i) 保單是在香港發出的； (i) the policy is issued in Hong Kong; (ii) 投保表格、投保申請表格或任何其他同類性質的表格是在香港擬備或簽署的； (ii) the proposal form, application form or any other form of a similar nature is prepared or signed in Hong Kong; (iii) 投保表格、投保申請表...