... societal, environmental and economic impacts, which inflicted unprecedented and irreversible damages to the planet. 8 The adverse impacts of climate change have become increasingly significant in recent decades. In Hong Kong, it is not a coincidence for business interruption from tropical cyclones twice...

... QDAP has been hugely successful with 82,500 policies issued so 4 far and the total annualised premium of HK$6 billion. The average age of the persons taking up such policies is 48.5 years old, precisely the demographic at which QDAP is targeting. In QDAP, we see how the Government, the IA and the...

... Role Let me now switch to a juicier and, some may say, disruptive or paradigm- changing topic – Insurtech. Digitalisation has been becoming the key for a sustainable insurance market. We see the development of Insurtech continuing to grow at a rapid pace. According to a market report, the total value...

... QDAP has been hugely successful with 82,500 policies issued so 4 far and the total annualised premium of HK$6 billion. The average age of the persons taking up such policies is 48.5 years old, precisely the demographic at which QDAP is targeting. In QDAP, we see how the Government, the IA and the...

... Role Let me now switch to a juicier and, some may say, disruptive or paradigm- changing topic – Insurtech. Digitalisation has been becoming the key for a sustainable insurance market. We see the development of Insurtech continuing to grow at a rapid pace. According to a market report, the total value...

... QDAP has been hugely successful with 82,500 policies issued so 4 far and the total annualised premium of HK$6 billion. The average age of the persons taking up such policies is 48.5 years old, precisely the demographic at which QDAP is targeting. In QDAP, we see how the Government, the IA and the...

... Role Let me now switch to a juicier and, some may say, disruptive or paradigm- changing topic – Insurtech. Digitalisation has been becoming the key for a sustainable insurance market. We see the development of Insurtech continuing to grow at a rapid pace. According to a market report, the total value...

... deciding whether a person needs to be licensed, therefore, is to what extent the activities carried on by the person involves the need to protect policy holders or potential policy holders by subjecting the person’s conduct to regulation through licensing. B1.8 The licensing requirement under the Ordinance...

... deciding whether a person needs to be licensed, therefore, is to what extent the activities carried on by the person involves the need to protect policy holders or potential policy holders by subjecting the person’s conduct to regulation through licensing. B1.8 The licensing requirement under the Ordinance...

... entered into or may enter into with any other party; and (f) this GWS MoU does not affect the arrangements under the First MoU, and this GWS MoU shall be construed accordingly. - 3 - 7. Unless otherwise specified, terms defined in the IO bear the same meanings when used in this GWS MoU. 8. For the purpose...