... licensed. 8. Governing Law The governing law of the client agreement should be Hong Kong law. The client agreement should also include a jurisdiction clause which selects the jurisdiction in which disputes under or arising in relation to the client agreement shall be decided (e.g. exclusive jurisdiction of...

... combating fraudulent claims (section 8.10 of GL10). Fraudulent insurance claims undermine the principles of mutual benefit and risk pooling on which insurance is based, depleting the pooled funds from which only genuine claims are intended to be paid. The fraud detection controls which an insurer should...

... their monies into the wrong account. 4.8 Adopt appropriate accounting policies and procedures to enable reporting of the following in the financial statements, on the balance sheet or in the notes to the accounts, and to facilitate both financial audits by the insurance brokers’ auditors and compliance...

...維持你的個人生活 水平，或能解決你的財務負擔，例如可支援照 顧摯親一段時間。 投保錦囊 5 6 8 7 轉換保單 保單價值 細閱詳情 不要輕易退保或轉換保單。如你在保單生效 期內退保或轉換人壽保單，或會招致財務損 失。某些保障範圍，保險公司或會因你的健 康狀況改變而拒絕受保，或需要你繳付較高 的保費才會承保。在作出退保或轉換保單決 定前，你應仔細評估自己的保險需要及分析 退保或轉換保單的利與弊。 保險產品的宣傳品，通常只概述重要條款，你不 要把宣傳品上的資訊當作是完整的保單條款及細 則。當兩者出現歧義時，均以保單上的條款及細 則為準。因此，收到保單後，你應詳細閱讀保單 內容，如不保項目、免賠額...

... insured property. The sum insured for life insurance should be su�cient to maintain your living standard or cover your financial burdens such as support those of your loved ones for a certain period of time. 5 6 8 7 Tips on buying insurance Replace a policy Policy values Read details Decide on the amount...

...維持你的個人生活 水平，或能解決你的財務負擔，例如可支援照 顧摯親一段時間。 投保錦囊 5 6 8 7 轉換保單 保單價值 細閱詳情 不要輕易退保或轉換保單。如你在保單生效 期內退保或轉換人壽保單，或會招致財務損 失。某些保障範圍，保險公司或會因你的健 康狀況改變而拒絕受保，或需要你繳付較高 的保費才會承保。在作出退保或轉換保單決 定前，你應仔細評估自己的保險需要及分析 退保或轉換保單的利與弊。 保險產品的宣傳品，通常只概述重要條款，你不 要把宣傳品上的資訊當作是完整的保單條款及細 則。當兩者出現歧義時，均以保單上的條款及細 則為準。因此，收到保單後，你應詳細閱讀保單 內容，如不保項目、免賠額...

... insured property. The sum insured for life insurance should be su�cient to maintain your living standard or cover your financial burdens such as support those of your loved ones for a certain period of time. 5 6 8 7 Tips on buying insurance Replace a policy Policy values Read details Decide on the amount...

... been imposed by the SRO concerned had the case been handled by the body. 2 Section 64ZZE of the Ordinance sets out the offence to provide false information in connection with application for licence or approval. 3 Pursuant to Schedule 8 to the Criminal Procedure Ordinance...