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4.LT_syl_eng_2017.pdf
... Definition of Life Insurance A. Needs for Life Insurance ii. Principles of Life Insurance A. Insurable Interest B. Duty of Disclosure C. Other Insurance Principles iii. Calculation of Life Insurance Premium A. Rating Factors a. Mortality, Interest and Expenses b. Other Factors B. Pricing Systems a. Natural...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/files/4.LT_syl_eng_2017.pdf -
Date: 2019-12-02
[PDF]
lt_syl_eng_2016.pdf
... I. Introduction to Life Insurance i. Definition of Life Insurance A. Needs for Life Insurance ii. Principles of Life Insurance A. Insurable Interest B. Duty of Disclosure C. Other Insurance Principles iii. Calculation of Life Insurance Premium A. Rating Factors a. Mortality, Interest and Expenses b....
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/files/lt_syl_eng_2016.pdf -
Date: 2019-12-02
... Term Insurance Examination I. Introduction to Life Insurance i. Definition of Life Insurance A. Needs for Life Insurance ii. Principles of Life Insurance A. Insurable Interest B. Duty of Disclosure C. Other Insurance Principles iii. Calculation of Life Insurance Premium A. Rating Factors a. Mortality...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/files/LT_syl_eng_2017_2019_file3.pdf -
Date: 2019-12-02
... policies, Financial Needs Analysis is a good tool to help. 4 Compare products Compare products provided by various insurance companies. It is wise to evaluate the variety of products o�ered and select the one that is most suitable to you. Don’t just look at the premium amount. The di�erence in premiums...
https://www.ia.org.hk/english/infocenter/files/Tips_on_buying_insurance_Eng_2020.pdf -
Date: 2021-12-14
... policies, Financial Needs Analysis is a good tool to help. 4 Compare products Compare products provided by various insurance companies. It is wise to evaluate the variety of products o�ered and select the one that is most suitable to you. Don’t just look at the premium amount. The di�erence in premiums...
https://www.ia.org.hk/english/infocenter/files/Tips_on_buying_insurance_Eng_2020.pdf -
Date: 2022-05-24
... underwriting a medical policy. Generally, a younger, healthier, non-smoking policy holder who is not a heavy drinker will enjoy a lower premium. Most policies have age limits for first-time applications and renewals. Normally, the maximum entry age is 65, while the maximum renewal age is 75 or even 100. This...
https://www.ia.org.hk/english/medical_insurance/tips_on_applying_for_insurance.html -
Date: 2024-01-18
... failed to comply with the said IA’s Guidance Note will need to explain the reason for such non-compliance if called upon to do so by the Disciplinary Committee in an investigation. (b) Handling of Insurance Premium and/or Clients’ Monies Handling of insurance premium and/or clients’ monies in relation to...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/files/1_CIB_GN8_Guidance_Note_on_Dealing_with_Referral_Business_v1_7_5_2010_eg19.pdf -
Date: 2019-12-20
... allowed to show supplementary illustrations, such as withdrawal or premium offset? A 3. Insurers are allowed to show supplementary illustrations on optional product feature (except premium offset where the requirement under section 4.1.3 of Appendix I to the GN16 applies...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/files/7.Q_and_A_on_GNs_on_Illustration_Document.pdf -
Date: 2019-12-20
[HTML]
Enforcement News
... insurance agent for six years for misappropriating and mishandling premium 22/11/2023 N/A Insurance Authority bans two former insurance agents for three years for using false academic certificates under the former self-regulatory regime...
https://www.ia.org.hk/english/enforcement/enforcement_news/news.html -
Date: 2024-01-17
... increase the possibility of loss or damage. The policy may be underwritten by the insurer again, and the policyholder may be required to pay an additional premium to reflect an increase in risk. Failure to notify the insurer of such a change may result in a claim being declined. Open kitchens are...
https://www.ia.org.hk/english/home_insurance/points_to_note_when_buying_home_insurance_and_making_claims.html -
Date: 2024-01-18