... Rates, which sets out a clear and uniform methodology to calculate and disclose fulfillment ratios of the non-guaranteed dividends for participating products, and historical crediting interest rates for universal life products. A full list of the guidance notes promulgated by the IA is at Appendix 8....

... Rates, which sets out a clear and uniform methodology to calculate and disclose fulfillment ratios of the non-guaranteed dividends for participating products, and historical crediting interest rates for universal life products. A full list of the guidance notes promulgated by the IA is at Appendix 8....

... Rates, which sets out a clear and uniform methodology to calculate and disclose fulfillment ratios of the non-guaranteed dividends for participating products, and historical crediting interest rates for universal life products. A full list of the guidance notes promulgated by the IA is at Appendix 8....

... required, the more significant the leverage would be. While taking full advantage of the potential benefits of premium financing, policy holders should not overlook the potential financial risks posed by leveraged borrowing and the adverse impact of assigning the policy to the financial...

... internal STRs of an insurer that the rationale for not reporting the case to the Joint Financial Intelligence Unit (“JFIU”) was not set out. In another instance, an insurer did not keep a full record of all disclosures (i.e. STRs) made to JFIU. It is vital for MLROs to keep proper records of their...

... assume that all premiums are paid in full when due. You should refer to your intermediary or the company for more information or, if appropriate, a more detailed proposal. [optional] (ii) The amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to...

... Sub-Committee The Membership Sub-Committee of the Association shall have the responsibility to grant full membership of the Association in accordance with the regulations. The Sub-Committee shall have the responsibility to add new provisions under these regulations and make amendments from time to time. 7....

... Qualified CPD Activities reported to the IA by the same deadline. 3.7 Individual licensees are required to properly retain sufficient documentary evidence2 in support of their attendance or completion of all the Qualified CPD Activities reported to the IA on their CPD Declaration Forms for a minimum of 3...